Would like to get your advice and appreciate your suggestions very much in advance!
We plan to pay off our home loan. We bought it from an investor who acquired the house from a SD courthouse sale. We have refinanced 3 times, the most recent one was done 1 year ago. There are so many documents recorded in SD county for our property that I don’t understand completely. My question is what steps we need to take to make sure we have 100% ownership after paying off the loan.
If you have a mortgage, you have title insurance that protects you, so don’t worry about the chain of title (lenders require title insurance before they give your a mortgage).
After you payoff the loan, the lender will record a reconveyance and return the note to you.
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