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November 14, 2012 at 9:49 PM #754719November 15, 2012 at 9:53 AM #754734
ocrenter
Participant[quote=flu]
Well, ocr, in a 401k it doesn’t matter. Because dividend returns won’t be taxed anyway. So in that case, a good strategy is just to enable automatic dividend investment imho..
Entry point however is key… I think entering this year is a bad idea…Well entering before fiscal cliff is resolved is a bad idea imho… Because until it’s resolved, markets are jittery..After it’s resolved, there may be even more of a panic sell…Better to buy on the way up then on the way down imho.
Talk a look at Phillip Morris. It’s crapping out..still….Also, consumer staples has been pretty good to me for the past 3-4 years. I use etf XLP.. But I think the game is close to over on that one….So I’m out on that too as of last week.[/quote]
true, I was thinking more along the line of after retirement. since the withdrawals will at that time be counted as income, the rate it is taxed would still be less assuming retirement income is less than current income.
that is a good point though about the 401k earnings not being taxed currently, as the divident heavy stocks will still have plenty of appeal for the 401k investors.
November 15, 2012 at 10:04 AM #754735
CoronitaParticipant[quote=ocrenter][
true, I was thinking more along the line of after retirement. since the withdrawals will at that time be counted as income, the rate it is taxed would still be less assuming retirement income is less than current income.
that is a good point though about the 401k earnings not being taxed currently, as the divident heavy stocks will still have plenty of appeal for the 401k investors.[/quote]
Don’t be so sure about that…You retirement income might NOT be less that it is. If you did well, you might have to take mandatory distributions that end up being more than your current income, if you have a sizeable account.
Also, it’s a big assumption that your tax rate 30+years from now (even with a lower income) will be less than what it is now. Personally, I don’t see that happening either… I have a feeling everyone’s taxes are going to be significantly higher 30 years from now than it is now…Assuming the U.S. is still around in it’s current form 30 years from now.
Actually, what I’m more interested in is suppose you have a sizeable 401k account, and you eventually have it parked in a cash account/money market. I’m wondering if there is any institution that will underwrite you a loan, using it as collateral……Kinda like borrowing against yourself, subject to minor banking fees……
November 15, 2012 at 10:58 AM #754739an
ParticipantAGNC is up 4.43% so far today.
November 15, 2012 at 11:58 AM #754740livinincali
Participant[quote=AN]AGNC is up 4.43% so far today.[/quote]
LOL, Right after it was down 20% in the past month and a half. It’s actually a pretty scary chart from a bullish perspective. Looks like a parabolic chart that has met it’s end but you never know. I would never buy that chart no matter what the fundamentals are, but you can always beat the odds from time to time.
November 15, 2012 at 12:11 PM #754741Participant[quote=livinincali][quote=AN]AGNC is up 4.43% so far today.[/quote]
LOL, Right after it was down 20% in the past month and a half. It’s actually a pretty scary chart from a bullish perspective. Looks like a parabolic chart that has met it’s end but you never know. I would never buy that chart no matter what the fundamentals are, but you can always beat the odds from time to time.[/quote]
I’m that worried. It’s still higher than where it was at the beginning of the year before dividend. Talking technical, it’s well below the bottom of the bollinger band. Every time I see stocks fall below that, they always at least bounce back into the band before falling again (if it continues to fall). I just think it’s over sold ATM. We’ll see if I’m right or not, but I just bought some this morning.November 15, 2012 at 3:10 PM #754750Participant[quote=AN][quote=livinincali][quote=AN]AGNC is up 4.43% so far today.[/quote]
LOL, Right after it was down 20% in the past month and a half. It’s actually a pretty scary chart from a bullish perspective. Looks like a parabolic chart that has met it’s end but you never know. I would never buy that chart no matter what the fundamentals are, but you can always beat the odds from time to time.[/quote]
I’m that worried. It’s still higher than where it was at the beginning of the year before dividend. Talking technical, it’s well below the bottom of the bollinger band. Every time I see stocks fall below that, they always at least bounce back into the band before falling again (if it continues to fall). I just think it’s over sold ATM. We’ll see if I’m right or not, but I just bought some this morning.[/quote]I’d certainly expect a bounce at some point, but it tends to be easier to play the trend rather than the counter trend rallies. Counter trend rallies can be quite explosive but they are so incredibly difficult to time so I usually end up breaking even at best on a counter trend rally. By the time I realize the bounce started and the bounce is over I’m net nothing.
November 15, 2012 at 3:46 PM #754755Participant[quote=livinincali]I’d certainly expect a bounce at some point, but it tends to be easier to play the trend rather than the counter trend rallies. Counter trend rallies can be quite explosive but they are so incredibly difficult to time so I usually end up breaking even at best on a counter trend rally. By the time I realize the bounce started and the bounce is over I’m net nothing.[/quote]
I totally agree. I’m actually doing both. I’m playing the trend with SOXS, SPXS, puts, etc. But I plan on keeping AGNC for a long time, so, I’m buying at every dip, especially ones that put the price below the bollinger band. I see the longer trend for AGNC as up (it’s after all a REIT, so if RE recover, it’ll go up), mid term, it might be bearish tue to tax unknown, and short term, it seems bullish for me due to technical. I could be completely wrong on this, but that’s my personal analysis. Even if I’m wrong and they stay flat, the dividend will still help. The only way I could lose is if they either cut dividend or their stock price goes down faster than their dividend rate.November 16, 2012 at 7:22 AM #754790ParticipantAGNC is up another 4% so far today.
November 16, 2012 at 11:00 AM #754799outtamojo
ParticipantAnyone pick up a Core I5 for $100 bucks at the Tustin Microcenter?
November 16, 2012 at 12:01 PM #754802Diego Mamani
ParticipantI got out of CEL yesterday. Net profit of $315 before taxes, on a ~$9.8K investment in 6 weeks time. OK ROI, but it was a kind of risky move…
November 16, 2012 at 4:06 PM #754815Participant[quote=Diego Mamani]I got out of CEL yesterday. Net profit of $315 before taxes, on a ~$9.8K investment in 6 weeks time. OK ROI, but it was a kind of risky move…[/quote]
Interesting, that’s only 3%. Today’s swing alone is over 4% from low to high. Today’s close is 1% higher than yesterday’s close.November 16, 2012 at 4:32 PM #754818ParticipantYes, had I sold at today’s closing price I would’ve made an extra $88… but the wild swings were killing me. Too much excitement for me! Three percent net return in 6 weeks is like 26% annualized; I can live with that 🙂
November 19, 2012 at 10:22 AM #754901ParticipantCEL is up 4% today and AGNC is up another .5% today.
November 19, 2012 at 10:35 AM #754902CoronitaParticipantYou guys are too risky for me… I’ve just picked up intel shares at 19.85 this morning… Long term play…
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