OT: Chase sucks………………….fees fees fees fees fees fees

[JC]

Just another vent about Chase — this time about their credit card.

I never carry a balance, just use the card for the rewards and such and pay it off every month.

Had a big event to go to last night and tickets had to purchased online. I went to buy tickets and my card was declined and I was unable to purchase the tickets and go to the event. (Ok, I should not have waited until the last min, but have been working crazy hours).

Had to call Chase to find out that they shut it off for a $7 charge that they flagged as fraudulent. (I think it was, so I appreciate the flagging).

The issue? They did not notify me. They claim the called me and left a message on my cell phone and basically told me I was a liar when I assured them that no call or message was on my cell phone from Chase.

The next rep I spoke to told me he could not see any record of a message being left but that they did not always leave messages and that their practice was to maybe send an email if they could not get a hold of a person in a few days?

Maybe I have the wrong expectation, but with other cards I have had in the past I have always received a call and/or a voice message so that I could confirm or deny if a purchase was mine.

I am sure that they all have their issues, but I’ll be shopping for a new card…

[bearishgurl]

[quote=JC]Just another vent about Chase — this time about their credit card.

I never carry a balance, just use the card for the rewards and such and pay it off every month. . . [/quote]

JC, I have an older Chase Rewards card (formerly Capital One) that I just use for rewards as well (pay it off at EOM).

I just got a letter from them last week that they are “converting” my card to a Chase “Freedom” card (apparently same terms and conds, existing reward points carry over and no annual fee). I am supposed to expect the new card soon, activate it and cut up my old one.

We shall see when it comes in if it is REALLY the same T & C’s as the old one.

I really fear ALL CC’s will soon go to an annual fee of =>$59 because they can’t make fees upon fees anymore due to new legislation and are looking for more ways to profit from scumbags who pay their cards off every mo.

This is sad because EVERYONE needs at least one CC, (to fly in an emergency, book a hotel and rent a car, if nothing else). Consumers shouldn’t have to pay an annual fee if they use their card too minimally to qualify for any rewards.

[bearishgurl]

[quote=JC]Just another vent about Chase — this time about their credit card.

I never carry a balance, just use the card for the rewards and such and pay it off every month. . . [/quote]

JC, I have an older Chase Rewards card (formerly Capital One) that I just use for rewards as well (pay it off at EOM).

I just got a letter from them last week that they are “converting” my card to a Chase “Freedom” card (apparently same terms and conds, existing reward points carry over and no annual fee). I am supposed to expect the new card soon, activate it and cut up my old one.

We shall see when it comes in if it is REALLY the same T & C’s as the old one.

I really fear ALL CC’s will soon go to an annual fee of =>$59 because they can’t make fees upon fees anymore due to new legislation and are looking for more ways to profit from scumbags who pay their cards off every mo.

This is sad because EVERYONE needs at least one CC, (to fly in an emergency, book a hotel and rent a car, if nothing else). Consumers shouldn’t have to pay an annual fee if they use their card too minimally to qualify for any rewards.

[bearishgurl]

[quote=JC]Just another vent about Chase — this time about their credit card.

I never carry a balance, just use the card for the rewards and such and pay it off every month. . . [/quote]

JC, I have an older Chase Rewards card (formerly Capital One) that I just use for rewards as well (pay it off at EOM).

I just got a letter from them last week that they are “converting” my card to a Chase “Freedom” card (apparently same terms and conds, existing reward points carry over and no annual fee). I am supposed to expect the new card soon, activate it and cut up my old one.

We shall see when it comes in if it is REALLY the same T & C’s as the old one.

I really fear ALL CC’s will soon go to an annual fee of =>$59 because they can’t make fees upon fees anymore due to new legislation and are looking for more ways to profit from scumbags who pay their cards off every mo.

This is sad because EVERYONE needs at least one CC, (to fly in an emergency, book a hotel and rent a car, if nothing else). Consumers shouldn’t have to pay an annual fee if they use their card too minimally to qualify for any rewards.

[bearishgurl]

[quote=JC]Just another vent about Chase — this time about their credit card.

I never carry a balance, just use the card for the rewards and such and pay it off every month. . . [/quote]

JC, I have an older Chase Rewards card (formerly Capital One) that I just use for rewards as well (pay it off at EOM).

I just got a letter from them last week that they are “converting” my card to a Chase “Freedom” card (apparently same terms and conds, existing reward points carry over and no annual fee). I am supposed to expect the new card soon, activate it and cut up my old one.

We shall see when it comes in if it is REALLY the same T & C’s as the old one.

I really fear ALL CC’s will soon go to an annual fee of =>$59 because they can’t make fees upon fees anymore due to new legislation and are looking for more ways to profit from scumbags who pay their cards off every mo.

This is sad because EVERYONE needs at least one CC, (to fly in an emergency, book a hotel and rent a car, if nothing else). Consumers shouldn’t have to pay an annual fee if they use their card too minimally to qualify for any rewards.

[bearishgurl]

[quote=JC]Just another vent about Chase — this time about their credit card.

I never carry a balance, just use the card for the rewards and such and pay it off every month. . . [/quote]

JC, I have an older Chase Rewards card (formerly Capital One) that I just use for rewards as well (pay it off at EOM).

I just got a letter from them last week that they are “converting” my card to a Chase “Freedom” card (apparently same terms and conds, existing reward points carry over and no annual fee). I am supposed to expect the new card soon, activate it and cut up my old one.

We shall see when it comes in if it is REALLY the same T & C’s as the old one.

I really fear ALL CC’s will soon go to an annual fee of =>$59 because they can’t make fees upon fees anymore due to new legislation and are looking for more ways to profit from scumbags who pay their cards off every mo.

This is sad because EVERYONE needs at least one CC, (to fly in an emergency, book a hotel and rent a car, if nothing else). Consumers shouldn’t have to pay an annual fee if they use their card too minimally to qualify for any rewards.

[JC]

You are probably right. In the meantime, I am thinking of checking out the Fidelity Amex Investment Rewards card. I think this was recommended to me when I asked about good rewards cards on this site a while back. Unfortunately, I did not listen to the advice because I knew I could make more on the Chase deal. (So my fault…).

I had another weird experience when I first got Chase. Or, it seemed weird to me anyways. I asked them to remove the cash advance option on my card and they refused. I stated that I would never use (and I would not) and that if anything was used on that it would be fraud. They told me to go pound sand? There was nothing they could do?

[JC]

You are probably right. In the meantime, I am thinking of checking out the Fidelity Amex Investment Rewards card. I think this was recommended to me when I asked about good rewards cards on this site a while back. Unfortunately, I did not listen to the advice because I knew I could make more on the Chase deal. (So my fault…).

I had another weird experience when I first got Chase. Or, it seemed weird to me anyways. I asked them to remove the cash advance option on my card and they refused. I stated that I would never use (and I would not) and that if anything was used on that it would be fraud. They told me to go pound sand? There was nothing they could do?

[JC]

You are probably right. In the meantime, I am thinking of checking out the Fidelity Amex Investment Rewards card. I think this was recommended to me when I asked about good rewards cards on this site a while back. Unfortunately, I did not listen to the advice because I knew I could make more on the Chase deal. (So my fault…).

I had another weird experience when I first got Chase. Or, it seemed weird to me anyways. I asked them to remove the cash advance option on my card and they refused. I stated that I would never use (and I would not) and that if anything was used on that it would be fraud. They told me to go pound sand? There was nothing they could do?

[JC]

You are probably right. In the meantime, I am thinking of checking out the Fidelity Amex Investment Rewards card. I think this was recommended to me when I asked about good rewards cards on this site a while back. Unfortunately, I did not listen to the advice because I knew I could make more on the Chase deal. (So my fault…).

I had another weird experience when I first got Chase. Or, it seemed weird to me anyways. I asked them to remove the cash advance option on my card and they refused. I stated that I would never use (and I would not) and that if anything was used on that it would be fraud. They told me to go pound sand? There was nothing they could do?

[JC]

You are probably right. In the meantime, I am thinking of checking out the Fidelity Amex Investment Rewards card. I think this was recommended to me when I asked about good rewards cards on this site a while back. Unfortunately, I did not listen to the advice because I knew I could make more on the Chase deal. (So my fault…).

I had another weird experience when I first got Chase. Or, it seemed weird to me anyways. I asked them to remove the cash advance option on my card and they refused. I stated that I would never use (and I would not) and that if anything was used on that it would be fraud. They told me to go pound sand? There was nothing they could do?

[bearishgurl]

[quote=JC]. . . I had another weird experience when I first got Chase. Or, it seemed weird to me anyways. I asked them to remove the cash advance option on my card and they refused. I stated that I would never use (and I would not) and that if anything was used on that it would be fraud. They told me to go pound sand? There was nothing they could do?[/quote]

I’ve gotten those “cash-advance” offers (with checks attached) every month for almost ten years. The minute I pick up the mail, they go thru the shredder. That’s all you can do, JC :={

[bearishgurl]

[quote=JC]. . . I had another weird experience when I first got Chase. Or, it seemed weird to me anyways. I asked them to remove the cash advance option on my card and they refused. I stated that I would never use (and I would not) and that if anything was used on that it would be fraud. They told me to go pound sand? There was nothing they could do?[/quote]

I’ve gotten those “cash-advance” offers (with checks attached) every month for almost ten years. The minute I pick up the mail, they go thru the shredder. That’s all you can do, JC :={

[bearishgurl]

[quote=JC]. . . I had another weird experience when I first got Chase. Or, it seemed weird to me anyways. I asked them to remove the cash advance option on my card and they refused. I stated that I would never use (and I would not) and that if anything was used on that it would be fraud. They told me to go pound sand? There was nothing they could do?[/quote]

I’ve gotten those “cash-advance” offers (with checks attached) every month for almost ten years. The minute I pick up the mail, they go thru the shredder. That’s all you can do, JC :={

[bearishgurl]

[quote=JC]. . . I had another weird experience when I first got Chase. Or, it seemed weird to me anyways. I asked them to remove the cash advance option on my card and they refused. I stated that I would never use (and I would not) and that if anything was used on that it would be fraud. They told me to go pound sand? There was nothing they could do?[/quote]

I’ve gotten those “cash-advance” offers (with checks attached) every month for almost ten years. The minute I pick up the mail, they go thru the shredder. That’s all you can do, JC :={

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