Home › Forums › Financial Markets/Economics › OT: 3-4% return on investment…Options…
Ok… So wise piggs…
Excluding 1) Real estate 2) Individual stocks.
What are some slightly less risky investments that would produce are 3-4% return consistently (before taxes)…
Want to compare notes….
The caveat is the income will not be reinvested every year, but rather spent each year under general “living expenses”….
You didn’t say what time frame? You can do guv’ment debt at 30 years for 3.76% now…
http://www.bloomberg.com/markets/rates-bonds/government-bonds/us/
I think this would be rather easy with corporate debt though. Some that pop out are MSFT, JNJ…AAA rating…I doubt you have to have that…Just make sure to hold to maturity: http://reports.finance.yahoo.com/z1?b=1&cpl=-1.000000&cpu=-1.000000&mtl=-1&mtu=-1&pr=0&rl=1&ru=1&sf=y&so=d&stt=-&tc=1&yl=-1.000000&ytl=3.000000&ytu=-1.000000&yu=-1.000000
Long term bonds are risky since everyone thinks rates will go up…but we could just be like Japan for the next 20 years too…who knows.
If you believe in Federal Government bailouts, just buy some MUB.
You can get 3% from PenFed:
https://www.penfed.org/Money-Market-Certificate/
Might take a look at some preferred stocks.
I like CHI. It’s a convertible bond fund. Pays 8-9% annually. Payments are monthly.
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