North East Rancho Penasquitos

[bearishgurl]

[quote=AN]bearishgurl, what’s your definition of middle vs upper middle class area? Example?[/quote]

OT: AN, that’s hard to define when you are talking about a person because there are many, many persons in SD who are Prop. 13 owners (mostly seniors) who are NOT among the “landed poor” as many posters in this forum seem to be. They may live in a “lower MC” area and drive a modest vehicle, but their home is paid for and they have plenty of assets to live off of until they die (and maybe some to leave to their heirs).

As far as areas that I would consider middle-class or upper-middle class, I would have to use the criteria to qualify to purchase a property today to live in that area as so many owners who are currently are in distress or have been foreclosed on were just “pretending” to belong to a particular class.

Of course there are niche areas which are the exception.

Areas in North County I would consider middle class would be PQ, San Marcos (part lower MC), Fallbrook, Escondido (part lower MC), Poway (part upper MC) and Vista (part lower MC).

Areas in North County I would consider upper middle class are Poway (part MC), Carmel Valley, La Costa (por. of Carlsbad), RB and Ramona.

All other areas in North County I feel are either lower MC (O’side) or “generally” wealthy, reflective of owners only (DM, Carlsbad, Enc., SB, Cardiff).

In SD, MC zips would be 92101 (part wealthy), 92108, 92110, 92115 (part upper MC), 92116 (part upper MC), 92117 (part lower MC), 92119 (part upper MC), 92120 (part upper MC), 92122, 92124, 92126 (part lower MC).

In SD, Upper MC zips would be 92102, 92103 (part wealthy), 92104, 92107 (part wealthy), 92110, 92111 part lower MC), 92115 (part MC), 92116 (part MC), 92117 (part MC), 92119 (part MC), 92120 (part MC), 92121, 92131.

Other zips in SD I feel are lower MC (92103, 92105, 92113, 92114) or “generally” wealthy (92106, 92109, 92037), reflective of owners only.

In South County:

MC zips would be 91910 (part upper MC, part wealthy), 91911 (part upper MC, part lower MC), 91913 (part upper MC, 91915 (part upper MC).

Upper MC zips would be 91902 (part wealthy), 91910 (part MC, part wealthy), 91911 (part MC, part lower MC), 91913 (part MC); 91914, 91915 (part MC).

The other zips of South County I would consider to be lower MC (92154, 92173, 91932) or “generally” wealthy (92118).

In East County:

MC zips would be: 91978 (part lower MC), 92021 (part lower MC), 92040 (part lower MC), 92071.

Upper MC areas would be: 91901, 91941 (part wealthy), 91942, 92019 (part wealthy).

Other east county zips of 91945, 91977 and 92020 are lower MC, IMO.

Disclaimer: This opinion is based on the ability to qualify to purchase a property in a particular area but is not necessarily based upon the quality of life in that area.

[Aecetia]

I think you are pretty darn accurate in your read on the zips and areas.

[Aecetia]

I think you are pretty darn accurate in your read on the zips and areas.

[Aecetia]

I think you are pretty darn accurate in your read on the zips and areas.

[Aecetia]

I think you are pretty darn accurate in your read on the zips and areas.

[Aecetia]

I think you are pretty darn accurate in your read on the zips and areas.

[MANmom]

Back to the original topic, that area of PQ is older and not as nice as other areas of PQ, although I do know lots of great people who live there. PQ is full of neighborhoods that are poorly designed, that one is one of them. Only 1 way in and out. The crime rate is higher in that area than in the rest of PQ. There is some new building going up on that side, but I believe it is more low income housing. Is that right, Alan?

[MANmom]

Back to the original topic, that area of PQ is older and not as nice as other areas of PQ, although I do know lots of great people who live there. PQ is full of neighborhoods that are poorly designed, that one is one of them. Only 1 way in and out. The crime rate is higher in that area than in the rest of PQ. There is some new building going up on that side, but I believe it is more low income housing. Is that right, Alan?

[MANmom]

Back to the original topic, that area of PQ is older and not as nice as other areas of PQ, although I do know lots of great people who live there. PQ is full of neighborhoods that are poorly designed, that one is one of them. Only 1 way in and out. The crime rate is higher in that area than in the rest of PQ. There is some new building going up on that side, but I believe it is more low income housing. Is that right, Alan?

[MANmom]

Back to the original topic, that area of PQ is older and not as nice as other areas of PQ, although I do know lots of great people who live there. PQ is full of neighborhoods that are poorly designed, that one is one of them. Only 1 way in and out. The crime rate is higher in that area than in the rest of PQ. There is some new building going up on that side, but I believe it is more low income housing. Is that right, Alan?

[MANmom]

Back to the original topic, that area of PQ is older and not as nice as other areas of PQ, although I do know lots of great people who live there. PQ is full of neighborhoods that are poorly designed, that one is one of them. Only 1 way in and out. The crime rate is higher in that area than in the rest of PQ. There is some new building going up on that side, but I believe it is more low income housing. Is that right, Alan?

[an]

bearishgurl, what income bracket do you consider lower MC vs MC vs upper MC?

Here are some price range for SFR for a few zip codes.
92122 – $400k-950k (MC?)
92121 – $625k-750k (upper MC?)
92126 – $290k-615k (Most are between $300k-450k)(lower MC to MC?)
92129 – $350k-$1M (Most are between $400k-$650k)(MC?)
91910 – $200k-$4.4M (Most are between $200k-$650k. looks like this zip code goes down lower than 92126 and goes higher than RB) Big chunk of this zip code is in the $300-400k price range. (MC to wealth?)
91911 – $115k-$850k (Most are between $200k-$400k w/ 1 at the $850k price)(lower MC to upper MC?)
91913 – $200k-$875k (Most are between between $200k-$450k)(MC w/ part upper MC?)
91915 – $270k-$685k (Most are between $270k-$450k)
91902 – $200k-$6M (Most are between $200k-600k)
91910 – $200k-$4.5M (Most are between $200k-$650k)

As you can see, south county dip much lower than in the north county for the zip codes I showed. You mentioned 92129 as MC, but their bread and butter is between $400-$650k w/ price as high as $1M. Then, you consider 91902 as upper w/ part wealth. Yet, the bread and butter of that zip is $200k-$600k. 91902 has a small housing stock with large houses (3800-9600sq-ft) and large lot (min 1/3 acre), those houses definitely are priced for the wealthy.

What I noticed is, the zip codes in North County has much tighter range in housing stock and price. VS South County, which has a HUGE price range and housing stock.

To get into the bread and butter 92129 area, you need to make between $125k-$225k/yr. Which 91902, you need to make between $65k-$200k/yr. So, I would see 91902 as being a lower MC w/ some upper MC/wealthy. I’m sure if you have a micro area of 5000 sq-ft on an acre in 92126 or 92129, they would sell for over a Million too. But you don’t have that kind of zoning up here.

[an]

bearishgurl, what income bracket do you consider lower MC vs MC vs upper MC?

Here are some price range for SFR for a few zip codes.
92122 – $400k-950k (MC?)
92121 – $625k-750k (upper MC?)
92126 – $290k-615k (Most are between $300k-450k)(lower MC to MC?)
92129 – $350k-$1M (Most are between $400k-$650k)(MC?)
91910 – $200k-$4.4M (Most are between $200k-$650k. looks like this zip code goes down lower than 92126 and goes higher than RB) Big chunk of this zip code is in the $300-400k price range. (MC to wealth?)
91911 – $115k-$850k (Most are between $200k-$400k w/ 1 at the $850k price)(lower MC to upper MC?)
91913 – $200k-$875k (Most are between between $200k-$450k)(MC w/ part upper MC?)
91915 – $270k-$685k (Most are between $270k-$450k)
91902 – $200k-$6M (Most are between $200k-600k)
91910 – $200k-$4.5M (Most are between $200k-$650k)

As you can see, south county dip much lower than in the north county for the zip codes I showed. You mentioned 92129 as MC, but their bread and butter is between $400-$650k w/ price as high as $1M. Then, you consider 91902 as upper w/ part wealth. Yet, the bread and butter of that zip is $200k-$600k. 91902 has a small housing stock with large houses (3800-9600sq-ft) and large lot (min 1/3 acre), those houses definitely are priced for the wealthy.

What I noticed is, the zip codes in North County has much tighter range in housing stock and price. VS South County, which has a HUGE price range and housing stock.

To get into the bread and butter 92129 area, you need to make between $125k-$225k/yr. Which 91902, you need to make between $65k-$200k/yr. So, I would see 91902 as being a lower MC w/ some upper MC/wealthy. I’m sure if you have a micro area of 5000 sq-ft on an acre in 92126 or 92129, they would sell for over a Million too. But you don’t have that kind of zoning up here.

[an]

bearishgurl, what income bracket do you consider lower MC vs MC vs upper MC?

Here are some price range for SFR for a few zip codes.
92122 – $400k-950k (MC?)
92121 – $625k-750k (upper MC?)
92126 – $290k-615k (Most are between $300k-450k)(lower MC to MC?)
92129 – $350k-$1M (Most are between $400k-$650k)(MC?)
91910 – $200k-$4.4M (Most are between $200k-$650k. looks like this zip code goes down lower than 92126 and goes higher than RB) Big chunk of this zip code is in the $300-400k price range. (MC to wealth?)
91911 – $115k-$850k (Most are between $200k-$400k w/ 1 at the $850k price)(lower MC to upper MC?)
91913 – $200k-$875k (Most are between between $200k-$450k)(MC w/ part upper MC?)
91915 – $270k-$685k (Most are between $270k-$450k)
91902 – $200k-$6M (Most are between $200k-600k)
91910 – $200k-$4.5M (Most are between $200k-$650k)

As you can see, south county dip much lower than in the north county for the zip codes I showed. You mentioned 92129 as MC, but their bread and butter is between $400-$650k w/ price as high as $1M. Then, you consider 91902 as upper w/ part wealth. Yet, the bread and butter of that zip is $200k-$600k. 91902 has a small housing stock with large houses (3800-9600sq-ft) and large lot (min 1/3 acre), those houses definitely are priced for the wealthy.

What I noticed is, the zip codes in North County has much tighter range in housing stock and price. VS South County, which has a HUGE price range and housing stock.

To get into the bread and butter 92129 area, you need to make between $125k-$225k/yr. Which 91902, you need to make between $65k-$200k/yr. So, I would see 91902 as being a lower MC w/ some upper MC/wealthy. I’m sure if you have a micro area of 5000 sq-ft on an acre in 92126 or 92129, they would sell for over a Million too. But you don’t have that kind of zoning up here.

[an]

bearishgurl, what income bracket do you consider lower MC vs MC vs upper MC?

Here are some price range for SFR for a few zip codes.
92122 – $400k-950k (MC?)
92121 – $625k-750k (upper MC?)
92126 – $290k-615k (Most are between $300k-450k)(lower MC to MC?)
92129 – $350k-$1M (Most are between $400k-$650k)(MC?)
91910 – $200k-$4.4M (Most are between $200k-$650k. looks like this zip code goes down lower than 92126 and goes higher than RB) Big chunk of this zip code is in the $300-400k price range. (MC to wealth?)
91911 – $115k-$850k (Most are between $200k-$400k w/ 1 at the $850k price)(lower MC to upper MC?)
91913 – $200k-$875k (Most are between between $200k-$450k)(MC w/ part upper MC?)
91915 – $270k-$685k (Most are between $270k-$450k)
91902 – $200k-$6M (Most are between $200k-600k)
91910 – $200k-$4.5M (Most are between $200k-$650k)

As you can see, south county dip much lower than in the north county for the zip codes I showed. You mentioned 92129 as MC, but their bread and butter is between $400-$650k w/ price as high as $1M. Then, you consider 91902 as upper w/ part wealth. Yet, the bread and butter of that zip is $200k-$600k. 91902 has a small housing stock with large houses (3800-9600sq-ft) and large lot (min 1/3 acre), those houses definitely are priced for the wealthy.

What I noticed is, the zip codes in North County has much tighter range in housing stock and price. VS South County, which has a HUGE price range and housing stock.

To get into the bread and butter 92129 area, you need to make between $125k-$225k/yr. Which 91902, you need to make between $65k-$200k/yr. So, I would see 91902 as being a lower MC w/ some upper MC/wealthy. I’m sure if you have a micro area of 5000 sq-ft on an acre in 92126 or 92129, they would sell for over a Million too. But you don’t have that kind of zoning up here.

[Author]

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