mainstream advice changing?

[fun4vnay2]

My wife and I love renting because we spend more time on quality stuffs ( we have 2 kids ) rather than on maintaining house.
Also, I love the freedom of renting: can move anywhere any time as my kids are still small, no chores, no trips to home depot.. etc

[briansd1]

[quote=CA renter]
Brian,
Do you really believe all the tripe you post about women, or are you trolling? 😉
[/quote]

CA renter, of course I do believe it all — only in the context of the response to “Wifes values ‘roots/community’ more than money!!!”

A stereotypical post deserves a stereotypical response, just for fun.

[quote=CA renter]
Just so you know, the bubble blogs, this one included, are populated largely by women (perhaps 50% or so). Many of us were the ones who had to convince our husbands to rent instead of buy. You have some funny notions about women, men, and relationships.[/quote]

There is hope after all. 😉 We are making step by step progress. 😉

[briansd1]

[quote=CA renter]
Brian,
Do you really believe all the tripe you post about women, or are you trolling? 😉
[/quote]

CA renter, of course I do believe it all — only in the context of the response to “Wifes values ‘roots/community’ more than money!!!”

A stereotypical post deserves a stereotypical response, just for fun.

[quote=CA renter]
Just so you know, the bubble blogs, this one included, are populated largely by women (perhaps 50% or so). Many of us were the ones who had to convince our husbands to rent instead of buy. You have some funny notions about women, men, and relationships.[/quote]

There is hope after all. 😉 We are making step by step progress. 😉

[briansd1]

[quote=CA renter]
Brian,
Do you really believe all the tripe you post about women, or are you trolling? 😉
[/quote]

CA renter, of course I do believe it all — only in the context of the response to “Wifes values ‘roots/community’ more than money!!!”

A stereotypical post deserves a stereotypical response, just for fun.

[quote=CA renter]
Just so you know, the bubble blogs, this one included, are populated largely by women (perhaps 50% or so). Many of us were the ones who had to convince our husbands to rent instead of buy. You have some funny notions about women, men, and relationships.[/quote]

There is hope after all. 😉 We are making step by step progress. 😉

[briansd1]

[quote=CA renter]
Brian,
Do you really believe all the tripe you post about women, or are you trolling? 😉
[/quote]

CA renter, of course I do believe it all — only in the context of the response to “Wifes values ‘roots/community’ more than money!!!”

A stereotypical post deserves a stereotypical response, just for fun.

[quote=CA renter]
Just so you know, the bubble blogs, this one included, are populated largely by women (perhaps 50% or so). Many of us were the ones who had to convince our husbands to rent instead of buy. You have some funny notions about women, men, and relationships.[/quote]

There is hope after all. 😉 We are making step by step progress. 😉

[briansd1]

[quote=CA renter]
Brian,
Do you really believe all the tripe you post about women, or are you trolling? 😉
[/quote]

CA renter, of course I do believe it all — only in the context of the response to “Wifes values ‘roots/community’ more than money!!!”

A stereotypical post deserves a stereotypical response, just for fun.

[quote=CA renter]
Just so you know, the bubble blogs, this one included, are populated largely by women (perhaps 50% or so). Many of us were the ones who had to convince our husbands to rent instead of buy. You have some funny notions about women, men, and relationships.[/quote]

There is hope after all. 😉 We are making step by step progress. 😉

[urbanrealtor]

[quote=scaredycat]I don’t remember seeing articles on the frontpage of websites like this 5 years ago:

http://finance.yahoo.com/real-estate/article/108679/when-owning-your-own-home-doesnt-pay?mod=realestate-buy

is this a trend indicator?[/quote]

So its not an original comment but I really think these articles should have been more common 5 years ago.

[urbanrealtor]

[quote=scaredycat]I don’t remember seeing articles on the frontpage of websites like this 5 years ago:

http://finance.yahoo.com/real-estate/article/108679/when-owning-your-own-home-doesnt-pay?mod=realestate-buy

is this a trend indicator?[/quote]

So its not an original comment but I really think these articles should have been more common 5 years ago.

[urbanrealtor]

[quote=scaredycat]I don’t remember seeing articles on the frontpage of websites like this 5 years ago:

http://finance.yahoo.com/real-estate/article/108679/when-owning-your-own-home-doesnt-pay?mod=realestate-buy

is this a trend indicator?[/quote]

So its not an original comment but I really think these articles should have been more common 5 years ago.

[urbanrealtor]

[quote=scaredycat]I don’t remember seeing articles on the frontpage of websites like this 5 years ago:

http://finance.yahoo.com/real-estate/article/108679/when-owning-your-own-home-doesnt-pay?mod=realestate-buy

is this a trend indicator?[/quote]

So its not an original comment but I really think these articles should have been more common 5 years ago.

[urbanrealtor]

[quote=scaredycat]I don’t remember seeing articles on the frontpage of websites like this 5 years ago:

http://finance.yahoo.com/real-estate/article/108679/when-owning-your-own-home-doesnt-pay?mod=realestate-buy

is this a trend indicator?[/quote]

So its not an original comment but I really think these articles should have been more common 5 years ago.

[DWCAP]

So, is this a tact way of saying there is something to this formula? Cause 17 posts later I still dont see one of the standard ‘it is different here’ rationals being used to discredit this.

Best I can figure, Median SD income is right around 70k (http://www.sandag.org/resources/demographics_and_other_data/demographics/fastfacts/sand.htm)

And average interest rates are right around 5%. (http://signonsandiego.interest.com/)

SO….

70k*4.3466= 304262. Obviously this isnt perfect because interest rates move daily and layoffs/hires effect the job market, but add a +/- 5% so between 290k and 320k seem reasonable?

If so then we could, atleast in theory, compute what an interest rate surge would do to housing prices.

4.75% would =313k
5.50% would =288k
5.75% would =280k
6.00% would =272k

Basically every .25% would be 8k in housing price movement.

[DWCAP]

So, is this a tact way of saying there is something to this formula? Cause 17 posts later I still dont see one of the standard ‘it is different here’ rationals being used to discredit this.

Best I can figure, Median SD income is right around 70k (http://www.sandag.org/resources/demographics_and_other_data/demographics/fastfacts/sand.htm)

And average interest rates are right around 5%. (http://signonsandiego.interest.com/)

SO….

70k*4.3466= 304262. Obviously this isnt perfect because interest rates move daily and layoffs/hires effect the job market, but add a +/- 5% so between 290k and 320k seem reasonable?

If so then we could, atleast in theory, compute what an interest rate surge would do to housing prices.

4.75% would =313k
5.50% would =288k
5.75% would =280k
6.00% would =272k

Basically every .25% would be 8k in housing price movement.

[DWCAP]

So, is this a tact way of saying there is something to this formula? Cause 17 posts later I still dont see one of the standard ‘it is different here’ rationals being used to discredit this.

Best I can figure, Median SD income is right around 70k (http://www.sandag.org/resources/demographics_and_other_data/demographics/fastfacts/sand.htm)

And average interest rates are right around 5%. (http://signonsandiego.interest.com/)

SO….

70k*4.3466= 304262. Obviously this isnt perfect because interest rates move daily and layoffs/hires effect the job market, but add a +/- 5% so between 290k and 320k seem reasonable?

If so then we could, atleast in theory, compute what an interest rate surge would do to housing prices.

4.75% would =313k
5.50% would =288k
5.75% would =280k
6.00% would =272k

Basically every .25% would be 8k in housing price movement.

[DWCAP]

So, is this a tact way of saying there is something to this formula? Cause 17 posts later I still dont see one of the standard ‘it is different here’ rationals being used to discredit this.

Best I can figure, Median SD income is right around 70k (http://www.sandag.org/resources/demographics_and_other_data/demographics/fastfacts/sand.htm)

And average interest rates are right around 5%. (http://signonsandiego.interest.com/)

SO….

70k*4.3466= 304262. Obviously this isnt perfect because interest rates move daily and layoffs/hires effect the job market, but add a +/- 5% so between 290k and 320k seem reasonable?

If so then we could, atleast in theory, compute what an interest rate surge would do to housing prices.

4.75% would =313k
5.50% would =288k
5.75% would =280k
6.00% would =272k

Basically every .25% would be 8k in housing price movement.

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