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  • April 14, 2011 at 11:12 AM #18722
    Mooki
    Participant

    So I got quotes of 5.125% and 5.25% from two different lenders recommended by my realtor. I did a search on Bankrate.com with the exact same criteria (0-pt, 740+ credit score, 20% down, 30-ye fixed, specific zip code) and got 10 lenders with lower rates (4.75%) and lower fees (below $1000). Should I even spend time on calling these lenders? Do they actually offer what they advertise? How could they be almost 1/2% less than the other guys? Are their rates and fees showing up on bankrate.com legit? What’s the catch?

    April 14, 2011 at 11:33 AM #686775
    mp7444
    Participant

    How much are you borrowing?

    April 14, 2011 at 11:33 AM #686832
    mp7444
    Participant

    How much are you borrowing?

    April 14, 2011 at 11:33 AM #687450
    mp7444
    Participant

    How much are you borrowing?

    April 14, 2011 at 11:33 AM #687592
    mp7444
    Participant

    How much are you borrowing?

    April 14, 2011 at 11:33 AM #687938
    mp7444
    Participant

    How much are you borrowing?

    April 14, 2011 at 11:43 AM #686795
    outtamojo
    Participant

    Hi,I went with lender recomended by realtor, fired him after 2 weeks ’cause he was too slow and squirrely and went with AIM loans. AIM gave conditional approval in 3 business days and then I spent the next 2 days removing contingencies – I got a lower rate AND better service. And no, I do not work for AIM loans : ) This was about 2 months ago, on the central coast tho instead of S.D.

    April 14, 2011 at 11:43 AM #686852
    outtamojo
    Participant

    Hi,I went with lender recomended by realtor, fired him after 2 weeks ’cause he was too slow and squirrely and went with AIM loans. AIM gave conditional approval in 3 business days and then I spent the next 2 days removing contingencies – I got a lower rate AND better service. And no, I do not work for AIM loans : ) This was about 2 months ago, on the central coast tho instead of S.D.

    April 14, 2011 at 11:43 AM #687470
    outtamojo
    Participant

    Hi,I went with lender recomended by realtor, fired him after 2 weeks ’cause he was too slow and squirrely and went with AIM loans. AIM gave conditional approval in 3 business days and then I spent the next 2 days removing contingencies – I got a lower rate AND better service. And no, I do not work for AIM loans : ) This was about 2 months ago, on the central coast tho instead of S.D.

    April 14, 2011 at 11:43 AM #687612
    outtamojo
    Participant

    Hi,I went with lender recomended by realtor, fired him after 2 weeks ’cause he was too slow and squirrely and went with AIM loans. AIM gave conditional approval in 3 business days and then I spent the next 2 days removing contingencies – I got a lower rate AND better service. And no, I do not work for AIM loans : ) This was about 2 months ago, on the central coast tho instead of S.D.

    April 14, 2011 at 11:43 AM #687958
    outtamojo
    Participant

    Hi,I went with lender recomended by realtor, fired him after 2 weeks ’cause he was too slow and squirrely and went with AIM loans. AIM gave conditional approval in 3 business days and then I spent the next 2 days removing contingencies – I got a lower rate AND better service. And no, I do not work for AIM loans : ) This was about 2 months ago, on the central coast tho instead of S.D.

    April 14, 2011 at 12:28 PM #686825
    Mooki
    Participant

    Loan amount low $600K in Carlsbad. Single family detached built in the early 2000.

    April 14, 2011 at 12:28 PM #686882
    Mooki
    Participant

    Loan amount low $600K in Carlsbad. Single family detached built in the early 2000.

    April 14, 2011 at 12:28 PM #687500
    Mooki
    Participant

    Loan amount low $600K in Carlsbad. Single family detached built in the early 2000.

    April 14, 2011 at 12:28 PM #687641
    Mooki
    Participant

    Loan amount low $600K in Carlsbad. Single family detached built in the early 2000.

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