How shall we buy our first house?

[all]

[quote=AN]Snowboarding/skiing is not a cheap sport…[/quote]
Unless you live 30 minutes from a resort 🙂

[scaredyclassic]

Personally the minimum I require to tolerate an unhappy wife is 28,800. That was the number I used in my buy rent calculations. That’s annually.

[scaredyclassic]

Personally the minimum I require to tolerate an unhappy wife is 28,800. That was the number I used in my buy rent calculations. That’s annually.

[scaredyclassic]

Personally the minimum I require to tolerate an unhappy wife is 28,800. That was the number I used in my buy rent calculations. That’s annually.

[scaredyclassic]

Personally the minimum I require to tolerate an unhappy wife is 28,800. That was the number I used in my buy rent calculations. That’s annually.

[scaredyclassic]

Personally the minimum I require to tolerate an unhappy wife is 28,800. That was the number I used in my buy rent calculations. That’s annually.

[Scarlett]

[quote=UCguy]Here is another reason why to buy – giving our age.
We could choose to give away money to pay PMI for 7-8 years – 38.5 K total over 7.5 years or, to pay rent – 26K per year, times 2.5… > 55K.
[/quote]

I think it’s incomplete calculation. Take into account that in those 2.5 years you will pay, what, $1000/mo LESS on housing if you rent. Plus you don’t have to pay any maintenance, higher utilities, HOA, MR, etc.

[Scarlett]

[quote=UCguy]Here is another reason why to buy – giving our age.
We could choose to give away money to pay PMI for 7-8 years – 38.5 K total over 7.5 years or, to pay rent – 26K per year, times 2.5… > 55K.
[/quote]

I think it’s incomplete calculation. Take into account that in those 2.5 years you will pay, what, $1000/mo LESS on housing if you rent. Plus you don’t have to pay any maintenance, higher utilities, HOA, MR, etc.

[Scarlett]

[quote=UCguy]Here is another reason why to buy – giving our age.
We could choose to give away money to pay PMI for 7-8 years – 38.5 K total over 7.5 years or, to pay rent – 26K per year, times 2.5… > 55K.
[/quote]

I think it’s incomplete calculation. Take into account that in those 2.5 years you will pay, what, $1000/mo LESS on housing if you rent. Plus you don’t have to pay any maintenance, higher utilities, HOA, MR, etc.

[Scarlett]

[quote=UCguy]Here is another reason why to buy – giving our age.
We could choose to give away money to pay PMI for 7-8 years – 38.5 K total over 7.5 years or, to pay rent – 26K per year, times 2.5… > 55K.
[/quote]

I think it’s incomplete calculation. Take into account that in those 2.5 years you will pay, what, $1000/mo LESS on housing if you rent. Plus you don’t have to pay any maintenance, higher utilities, HOA, MR, etc.

[Scarlett]

[quote=UCguy]Here is another reason why to buy – giving our age.
We could choose to give away money to pay PMI for 7-8 years – 38.5 K total over 7.5 years or, to pay rent – 26K per year, times 2.5… > 55K.
[/quote]

I think it’s incomplete calculation. Take into account that in those 2.5 years you will pay, what, $1000/mo LESS on housing if you rent. Plus you don’t have to pay any maintenance, higher utilities, HOA, MR, etc.

[(former)FormerSanDiegan]

UCGuy – Affordability in San Diego is at a multi-generational low right now. If you can comfortably afford what you want with 10-20% down and have a decent cash cushion, I say go for it.
Just take your time. I don’t think the situation in terms of pricing will change much over the next 6-12 months.

[(former)FormerSanDiegan]

UCGuy – Affordability in San Diego is at a multi-generational low right now. If you can comfortably afford what you want with 10-20% down and have a decent cash cushion, I say go for it.
Just take your time. I don’t think the situation in terms of pricing will change much over the next 6-12 months.

[(former)FormerSanDiegan]

UCGuy – Affordability in San Diego is at a multi-generational low right now. If you can comfortably afford what you want with 10-20% down and have a decent cash cushion, I say go for it.
Just take your time. I don’t think the situation in terms of pricing will change much over the next 6-12 months.

[(former)FormerSanDiegan]

UCGuy – Affordability in San Diego is at a multi-generational low right now. If you can comfortably afford what you want with 10-20% down and have a decent cash cushion, I say go for it.
Just take your time. I don’t think the situation in terms of pricing will change much over the next 6-12 months.

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