How banks are planning to get the most of your money in this market

[KIBU]

Home buyers and sellers used to be mostly individuals. Now buyers are individuals but sellers are mostly banks.

This changes some important dynamics. Yes, banks have some big disadvantages in holding homes. But on the other hand, banks are big, strong, have lot of smart people, and most importantly they have lots of information that could help them to manipulate the market.

Who will try to get this housing market to be frenzy again? We often think of those real estate associations but I think more and more it’s the banks. The banks are armed with lots of market information, with critical buyers’ information, with a list of inventory to play with that could affect price change..etc.

For example, they would know your bidding history, bidding patterns, your income, your price range, your failed bids, your area of interest, your who know what…..You multiply that info by all the buyers for that area out there and they would have enough data to manipulate any buyer pool out there for that area with their slow release, among other things. They have a huge advantage to manipulate than the individual seller.

[RB132]

more, much more than the just the banks who would love the frenzy. The realtors are so happy. The city and state like to collect more tax. The builder, restrurant owners, repair ship, remolder, on and on. The only losers are the home buyers, renters, and the next generations. But, no one cares about them.

[RB132]

more, much more than the just the banks who would love the frenzy. The realtors are so happy. The city and state like to collect more tax. The builder, restrurant owners, repair ship, remolder, on and on. The only losers are the home buyers, renters, and the next generations. But, no one cares about them.

[RB132]

more, much more than the just the banks who would love the frenzy. The realtors are so happy. The city and state like to collect more tax. The builder, restrurant owners, repair ship, remolder, on and on. The only losers are the home buyers, renters, and the next generations. But, no one cares about them.

[RB132]

more, much more than the just the banks who would love the frenzy. The realtors are so happy. The city and state like to collect more tax. The builder, restrurant owners, repair ship, remolder, on and on. The only losers are the home buyers, renters, and the next generations. But, no one cares about them.

[RB132]

more, much more than the just the banks who would love the frenzy. The realtors are so happy. The city and state like to collect more tax. The builder, restrurant owners, repair ship, remolder, on and on. The only losers are the home buyers, renters, and the next generations. But, no one cares about them.

[BGinRB]

The banks are not in business of flipping houses. For banks your house is just a collateral, while the real product is your mortgage. Something much more liquid and predictable.

I would think the holders would try to offload the existing mortgages to a greater full (GSE) and then wait for stability at any price level, the lower the better, to start the process again.

[BGinRB]

The banks are not in business of flipping houses. For banks your house is just a collateral, while the real product is your mortgage. Something much more liquid and predictable.

I would think the holders would try to offload the existing mortgages to a greater full (GSE) and then wait for stability at any price level, the lower the better, to start the process again.

[BGinRB]

The banks are not in business of flipping houses. For banks your house is just a collateral, while the real product is your mortgage. Something much more liquid and predictable.

I would think the holders would try to offload the existing mortgages to a greater full (GSE) and then wait for stability at any price level, the lower the better, to start the process again.

[BGinRB]

The banks are not in business of flipping houses. For banks your house is just a collateral, while the real product is your mortgage. Something much more liquid and predictable.

I would think the holders would try to offload the existing mortgages to a greater full (GSE) and then wait for stability at any price level, the lower the better, to start the process again.

[BGinRB]

The banks are not in business of flipping houses. For banks your house is just a collateral, while the real product is your mortgage. Something much more liquid and predictable.

I would think the holders would try to offload the existing mortgages to a greater full (GSE) and then wait for stability at any price level, the lower the better, to start the process again.

[Author]

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