Home warranty?

[veees]

We are in escrow with a home and the seller is going to give us a home warranty for one year – American Home Shield (http://www.homewarrantyreviews.com/reviews/american-home-shield-ahs). The reviews for this warranty seems pretty crappy and we were contemplating taking the cash equivalent of the warranty instead. Is this advisable? Are we taking a big risk by not taking the home warranty? The house I have bought is a townhome, built in 2004 and in good condition.

[nostradamus]

I think it depends on the value of the items being insured.

In my case I could replace all appliances for less than the insurance premium stated on your link. I just have washer, dryer, fridge, dishwasher, oven, microwave. Which means I’d take the cash!

I have central air but never use it though I know a broken AC condensor will cost ya.

[nostradamus]

I think it depends on the value of the items being insured.

In my case I could replace all appliances for less than the insurance premium stated on your link. I just have washer, dryer, fridge, dishwasher, oven, microwave. Which means I’d take the cash!

I have central air but never use it though I know a broken AC condensor will cost ya.

[nostradamus]

I think it depends on the value of the items being insured.

In my case I could replace all appliances for less than the insurance premium stated on your link. I just have washer, dryer, fridge, dishwasher, oven, microwave. Which means I’d take the cash!

I have central air but never use it though I know a broken AC condensor will cost ya.

[nostradamus]

I think it depends on the value of the items being insured.

In my case I could replace all appliances for less than the insurance premium stated on your link. I just have washer, dryer, fridge, dishwasher, oven, microwave. Which means I’d take the cash!

I have central air but never use it though I know a broken AC condensor will cost ya.

[nostradamus]

I think it depends on the value of the items being insured.

In my case I could replace all appliances for less than the insurance premium stated on your link. I just have washer, dryer, fridge, dishwasher, oven, microwave. Which means I’d take the cash!

I have central air but never use it though I know a broken AC condensor will cost ya.

[(former)FormerSanDiegan]

We had AHS when we bought our first home.
The hot water tank went out within 6 months. We paid only $50 to have it replaced. We also had a couple sewer clogs that cost us $40 or 50 out of pocket. AT the time we were going from renting to owning for the first time, so it was good for us.

Since then, we are used to fixing or replacing one major thing every couple years anyway, and the long-term average is probably less than the warranty covers, so I no longer use these.

Frankly, if you are a first-time buyer, take the warranty. It allows you to enjoy the honeymoon period in your first place.

[(former)FormerSanDiegan]

We had AHS when we bought our first home.
The hot water tank went out within 6 months. We paid only $50 to have it replaced. We also had a couple sewer clogs that cost us $40 or 50 out of pocket. AT the time we were going from renting to owning for the first time, so it was good for us.

Since then, we are used to fixing or replacing one major thing every couple years anyway, and the long-term average is probably less than the warranty covers, so I no longer use these.

Frankly, if you are a first-time buyer, take the warranty. It allows you to enjoy the honeymoon period in your first place.

[(former)FormerSanDiegan]

We had AHS when we bought our first home.
The hot water tank went out within 6 months. We paid only $50 to have it replaced. We also had a couple sewer clogs that cost us $40 or 50 out of pocket. AT the time we were going from renting to owning for the first time, so it was good for us.

Since then, we are used to fixing or replacing one major thing every couple years anyway, and the long-term average is probably less than the warranty covers, so I no longer use these.

Frankly, if you are a first-time buyer, take the warranty. It allows you to enjoy the honeymoon period in your first place.

[(former)FormerSanDiegan]

We had AHS when we bought our first home.
The hot water tank went out within 6 months. We paid only $50 to have it replaced. We also had a couple sewer clogs that cost us $40 or 50 out of pocket. AT the time we were going from renting to owning for the first time, so it was good for us.

Since then, we are used to fixing or replacing one major thing every couple years anyway, and the long-term average is probably less than the warranty covers, so I no longer use these.

Frankly, if you are a first-time buyer, take the warranty. It allows you to enjoy the honeymoon period in your first place.

[(former)FormerSanDiegan]

We had AHS when we bought our first home.
The hot water tank went out within 6 months. We paid only $50 to have it replaced. We also had a couple sewer clogs that cost us $40 or 50 out of pocket. AT the time we were going from renting to owning for the first time, so it was good for us.

Since then, we are used to fixing or replacing one major thing every couple years anyway, and the long-term average is probably less than the warranty covers, so I no longer use these.

Frankly, if you are a first-time buyer, take the warranty. It allows you to enjoy the honeymoon period in your first place.

[DataAgent]

Take the insurance. We used our insurance several times. The service was excellent. The last thing a new homeowner needs is a big unexpected repair bill.

[DataAgent]

Take the insurance. We used our insurance several times. The service was excellent. The last thing a new homeowner needs is a big unexpected repair bill.

[DataAgent]

Take the insurance. We used our insurance several times. The service was excellent. The last thing a new homeowner needs is a big unexpected repair bill.

[DataAgent]

Take the insurance. We used our insurance several times. The service was excellent. The last thing a new homeowner needs is a big unexpected repair bill.

[Author]

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