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May 21, 2009 at 12:13 AM #15738May 21, 2009 at 8:38 AM #403644
nostradamus
ParticipantI think it depends on the value of the items being insured.
In my case I could replace all appliances for less than the insurance premium stated on your link. I just have washer, dryer, fridge, dishwasher, oven, microwave. Which means I’d take the cash!
I have central air but never use it though I know a broken AC condensor will cost ya.
May 21, 2009 at 8:38 AM #404194ParticipantI think it depends on the value of the items being insured.
In my case I could replace all appliances for less than the insurance premium stated on your link. I just have washer, dryer, fridge, dishwasher, oven, microwave. Which means I’d take the cash!
I have central air but never use it though I know a broken AC condensor will cost ya.
May 21, 2009 at 8:38 AM #404135ParticipantI think it depends on the value of the items being insured.
In my case I could replace all appliances for less than the insurance premium stated on your link. I just have washer, dryer, fridge, dishwasher, oven, microwave. Which means I’d take the cash!
I have central air but never use it though I know a broken AC condensor will cost ya.
May 21, 2009 at 8:38 AM #403896ParticipantI think it depends on the value of the items being insured.
In my case I could replace all appliances for less than the insurance premium stated on your link. I just have washer, dryer, fridge, dishwasher, oven, microwave. Which means I’d take the cash!
I have central air but never use it though I know a broken AC condensor will cost ya.
May 21, 2009 at 8:38 AM #404346ParticipantI think it depends on the value of the items being insured.
In my case I could replace all appliances for less than the insurance premium stated on your link. I just have washer, dryer, fridge, dishwasher, oven, microwave. Which means I’d take the cash!
I have central air but never use it though I know a broken AC condensor will cost ya.
May 21, 2009 at 8:42 AM #403649(former)FormerSanDiegan
ParticipantWe had AHS when we bought our first home.
The hot water tank went out within 6 months. We paid only $50 to have it replaced. We also had a couple sewer clogs that cost us $40 or 50 out of pocket. AT the time we were going from renting to owning for the first time, so it was good for us.Since then, we are used to fixing or replacing one major thing every couple years anyway, and the long-term average is probably less than the warranty covers, so I no longer use these.
Frankly, if you are a first-time buyer, take the warranty. It allows you to enjoy the honeymoon period in your first place.
May 21, 2009 at 8:42 AM #404199ParticipantWe had AHS when we bought our first home.
The hot water tank went out within 6 months. We paid only $50 to have it replaced. We also had a couple sewer clogs that cost us $40 or 50 out of pocket. AT the time we were going from renting to owning for the first time, so it was good for us.Since then, we are used to fixing or replacing one major thing every couple years anyway, and the long-term average is probably less than the warranty covers, so I no longer use these.
Frankly, if you are a first-time buyer, take the warranty. It allows you to enjoy the honeymoon period in your first place.
May 21, 2009 at 8:42 AM #404140ParticipantWe had AHS when we bought our first home.
The hot water tank went out within 6 months. We paid only $50 to have it replaced. We also had a couple sewer clogs that cost us $40 or 50 out of pocket. AT the time we were going from renting to owning for the first time, so it was good for us.Since then, we are used to fixing or replacing one major thing every couple years anyway, and the long-term average is probably less than the warranty covers, so I no longer use these.
Frankly, if you are a first-time buyer, take the warranty. It allows you to enjoy the honeymoon period in your first place.
May 21, 2009 at 8:42 AM #403901ParticipantWe had AHS when we bought our first home.
The hot water tank went out within 6 months. We paid only $50 to have it replaced. We also had a couple sewer clogs that cost us $40 or 50 out of pocket. AT the time we were going from renting to owning for the first time, so it was good for us.Since then, we are used to fixing or replacing one major thing every couple years anyway, and the long-term average is probably less than the warranty covers, so I no longer use these.
Frankly, if you are a first-time buyer, take the warranty. It allows you to enjoy the honeymoon period in your first place.
May 21, 2009 at 8:42 AM #404351ParticipantWe had AHS when we bought our first home.
The hot water tank went out within 6 months. We paid only $50 to have it replaced. We also had a couple sewer clogs that cost us $40 or 50 out of pocket. AT the time we were going from renting to owning for the first time, so it was good for us.Since then, we are used to fixing or replacing one major thing every couple years anyway, and the long-term average is probably less than the warranty covers, so I no longer use these.
Frankly, if you are a first-time buyer, take the warranty. It allows you to enjoy the honeymoon period in your first place.
May 21, 2009 at 8:46 AM #404214DataAgent
ParticipantTake the insurance. We used our insurance several times. The service was excellent. The last thing a new homeowner needs is a big unexpected repair bill.
May 21, 2009 at 8:46 AM #404155ParticipantTake the insurance. We used our insurance several times. The service was excellent. The last thing a new homeowner needs is a big unexpected repair bill.
May 21, 2009 at 8:46 AM #404366ParticipantTake the insurance. We used our insurance several times. The service was excellent. The last thing a new homeowner needs is a big unexpected repair bill.
May 21, 2009 at 8:46 AM #403664ParticipantTake the insurance. We used our insurance several times. The service was excellent. The last thing a new homeowner needs is a big unexpected repair bill.
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