HELP! Landlord asking if we want to buy our rental as “short sale”

[dharmagirl]

I hope someone can give me some advice. We are renting a nice house in Temecula, and the landlord sent us an email tonight stating:

“I haven’t talked to you in a while about the Redhawk house. If you have any interest in buying it, give me an idea of what you would want to pay for it. I WILL CONTACT THE BANK TO FIND OUT WHAT THEY WOULD ACCEPT FOR A SHORT SALE.”

Does this mean she is about to default on her mortgage? Our lease isnt up until September and we are NOT interested in buying this house. Fine as a rental, but not a long term proposition.

Help…..

DharmaGirl

[sdduuuude]

Dear landlord

It’s an interesting offer, but no thank you.

Signed
tenant

[sdduuuude]

Dear landlord

It’s an interesting offer, but no thank you.

Signed
tenant

[sdduuuude]

Dear landlord

It’s an interesting offer, but no thank you.

Signed
tenant

[sdduuuude]

Dear landlord

It’s an interesting offer, but no thank you.

Signed
tenant

[sdduuuude]

Dear landlord

It’s an interesting offer, but no thank you.

Signed
tenant

[Arty]

Don’t worry, it will take at least a year for bank to do it. Also, I think (not a lawyer so check it out yourself) even after the bank took the house, the bank have to give you a 30 day notice to move out if you are a renter.

[Arty]

Don’t worry, it will take at least a year for bank to do it. Also, I think (not a lawyer so check it out yourself) even after the bank took the house, the bank have to give you a 30 day notice to move out if you are a renter.

[Arty]

Don’t worry, it will take at least a year for bank to do it. Also, I think (not a lawyer so check it out yourself) even after the bank took the house, the bank have to give you a 30 day notice to move out if you are a renter.

[Arty]

Don’t worry, it will take at least a year for bank to do it. Also, I think (not a lawyer so check it out yourself) even after the bank took the house, the bank have to give you a 30 day notice to move out if you are a renter.

[Arty]

Don’t worry, it will take at least a year for bank to do it. Also, I think (not a lawyer so check it out yourself) even after the bank took the house, the bank have to give you a 30 day notice to move out if you are a renter.

[Diego Mamani]

Do you think the landlord will stop making mortgage payments at some point?

[dharmagirl]

I don’t know. It’s possible that she is planning to stop making payments, which is why she emailed me to feel me out about a short sale.

All I know is that we were hoping to stay here until at least September (we even thought we might be able to extend the lease into early 2009).

But, if I have to go through the nightmare of moving again I may just buy a place.

Sigh.

I heard on NPR last week that there is pending legislation that will enable a renter to stay in a foreclosed property for 90 days (vs. the current 30 days). If that happened, we’d be OK.

I’m just worried that we’ll have to move in a month….

[Doofrat]

I wouldn’t worry about having to move in a month. Look at it from your landlord’s point of view. She wants you to stay there and pay her each month.
She’s probably pretty desperate at this point if she is asking you if you are interested because now she risks losing you as a renter. If she goes into foreclosure you’ll be able to stay there until it all gets sorted out and then a bank may want to keep you as a renter, or maybe not, but it’ll take months for everything to happen.
Is it the ideal situation, no, but if your main worry is staying for a few more months, I wouldn’t worry.

[Doofrat]

I wouldn’t worry about having to move in a month. Look at it from your landlord’s point of view. She wants you to stay there and pay her each month.
She’s probably pretty desperate at this point if she is asking you if you are interested because now she risks losing you as a renter. If she goes into foreclosure you’ll be able to stay there until it all gets sorted out and then a bank may want to keep you as a renter, or maybe not, but it’ll take months for everything to happen.
Is it the ideal situation, no, but if your main worry is staying for a few more months, I wouldn’t worry.

[Doofrat]

I wouldn’t worry about having to move in a month. Look at it from your landlord’s point of view. She wants you to stay there and pay her each month.
She’s probably pretty desperate at this point if she is asking you if you are interested because now she risks losing you as a renter. If she goes into foreclosure you’ll be able to stay there until it all gets sorted out and then a bank may want to keep you as a renter, or maybe not, but it’ll take months for everything to happen.
Is it the ideal situation, no, but if your main worry is staying for a few more months, I wouldn’t worry.

[Doofrat]

I wouldn’t worry about having to move in a month. Look at it from your landlord’s point of view. She wants you to stay there and pay her each month.
She’s probably pretty desperate at this point if she is asking you if you are interested because now she risks losing you as a renter. If she goes into foreclosure you’ll be able to stay there until it all gets sorted out and then a bank may want to keep you as a renter, or maybe not, but it’ll take months for everything to happen.
Is it the ideal situation, no, but if your main worry is staying for a few more months, I wouldn’t worry.

[Doofrat]

I wouldn’t worry about having to move in a month. Look at it from your landlord’s point of view. She wants you to stay there and pay her each month.
She’s probably pretty desperate at this point if she is asking you if you are interested because now she risks losing you as a renter. If she goes into foreclosure you’ll be able to stay there until it all gets sorted out and then a bank may want to keep you as a renter, or maybe not, but it’ll take months for everything to happen.
Is it the ideal situation, no, but if your main worry is staying for a few more months, I wouldn’t worry.

[dharmagirl]

I don’t know. It’s possible that she is planning to stop making payments, which is why she emailed me to feel me out about a short sale.

All I know is that we were hoping to stay here until at least September (we even thought we might be able to extend the lease into early 2009).

But, if I have to go through the nightmare of moving again I may just buy a place.

Sigh.

I heard on NPR last week that there is pending legislation that will enable a renter to stay in a foreclosed property for 90 days (vs. the current 30 days). If that happened, we’d be OK.

I’m just worried that we’ll have to move in a month….

[dharmagirl]

I don’t know. It’s possible that she is planning to stop making payments, which is why she emailed me to feel me out about a short sale.

All I know is that we were hoping to stay here until at least September (we even thought we might be able to extend the lease into early 2009).

But, if I have to go through the nightmare of moving again I may just buy a place.

Sigh.

I heard on NPR last week that there is pending legislation that will enable a renter to stay in a foreclosed property for 90 days (vs. the current 30 days). If that happened, we’d be OK.

I’m just worried that we’ll have to move in a month….

[dharmagirl]

I don’t know. It’s possible that she is planning to stop making payments, which is why she emailed me to feel me out about a short sale.

All I know is that we were hoping to stay here until at least September (we even thought we might be able to extend the lease into early 2009).

But, if I have to go through the nightmare of moving again I may just buy a place.

Sigh.

I heard on NPR last week that there is pending legislation that will enable a renter to stay in a foreclosed property for 90 days (vs. the current 30 days). If that happened, we’d be OK.

I’m just worried that we’ll have to move in a month….

[dharmagirl]

I don’t know. It’s possible that she is planning to stop making payments, which is why she emailed me to feel me out about a short sale.

All I know is that we were hoping to stay here until at least September (we even thought we might be able to extend the lease into early 2009).

But, if I have to go through the nightmare of moving again I may just buy a place.

Sigh.

I heard on NPR last week that there is pending legislation that will enable a renter to stay in a foreclosed property for 90 days (vs. the current 30 days). If that happened, we’d be OK.

I’m just worried that we’ll have to move in a month….

[Diego Mamani]

Do you think the landlord will stop making mortgage payments at some point?

[Diego Mamani]

Do you think the landlord will stop making mortgage payments at some point?

[Diego Mamani]

Do you think the landlord will stop making mortgage payments at some point?

[Diego Mamani]

Do you think the landlord will stop making mortgage payments at some point?

[Coronita]

Dear Landlord,

Thank you for your offer. Unfortunately, I have heard from Piggington that it is far more difficult to purchase a home that is a Short Sale than a home that is in Foreclosure, so I think I will just wait at this point.

Thank you,

Renter.

 

P.S. please let me know when you stop making loan payments so that I can stop paying you rent.

 

P.P.S. Feel free to remove all appliances and decorations that I designate as ugly and unfit for my tastes to resell on Craigslist. Please, though leave all plumbing, electricity, and drainage alone, and don't touch my personal stuff please. If you feel a need to urinate, please do so at the expense of your own place of residence.

 

[img_assist|nid=5962|title=selfportrait|desc=|link=node|align=left|width=100|height=80]

—– Sour grapes for everyone!

[patientlywaiting]

You could try to play hardball and re-negotiate the lease. It wouldn’t be nice but, hey, business is business, right?

The landland needs you more that you need her right now. She probably can’t afford for the place to go vacant for a few months.

September is not too far off. If I were you, I’d renew the lease in September and ask for at least 1 1/2 months free rent and take my chances with a future foreclosure.

[dharmagirl]

The two top scenarios that went thru my head were:

1. She realizes she is in over her head and wants to offload the house – so she asked me about a short sale.

2. She is already in default and knows the clock is ticking.

I also know that she owns several homes. I think she may have gone a bit wild 7 or 8 years ago. She may need my rent check to pay for the other properties.

Thanks to all of you. I feel better about this situation. I just hope we can hold off on our purchase for at least 5 more months (or more).

This housing situation feels very funky.

[Eugene]

The two top scenarios that went thru my head were:

1. She realizes she is in over her head and wants to offload the house – so she asked me about a short sale.

2. She is already in default and knows the clock is ticking.

If she is current on her payments, she could stop paying tomorrow and she’d still keep the house in her name till October if not longer. If she is already in default, the situation is obviously a bit more urgent. And yeah, once the house is foreclosed, bank will give you a 30 day notice and might even offer “cash for keys” to ensure orderly move-out.

Go to foreclosureradar.com and type in your street name. If you see anything that looks like your house, you can give someone here your exact address, people with full access to foreclosureradar.com/foreclosure.com would check it out.

please let me know when you stop making loan payments so that I can stop paying you rent.

Assuming there’s a clause in the contract that allows dharmagirl to stop paying rent depending on the mortgage situation.

[barnaby33]

Not that you’d actually do this, but putting your exact address up on a chat board isn’t the best idea. Maybe locate someone like one of the realtors on this board and then have your info forwarded to them through Rich.

Josh

[Ren]

So there’s no way to PM (private message) someone on this board? Can you say “Flintstones”?

Rich, if you’re reading this, please give serious thought to implementing vBulletin. It’s shockingly cheap for what you get: http://www.vbulletin.com/

This part of the site is a bulletin board, not a blog, and it should run real bulletin board software 🙂

[dharmagirl]

I just had to give you all an UPDATE.

I got in touch with my landlord this evening. I finally *67’d my phone and she actually picked up – and was mighty surprised to hear my voice.

I was very, very nice and diplomatic. Told her that, nope, we werent interested in buying any house for at least a year. She said she knew we were interested in buying at some point and thought if we were interested, she’d see if the bank would accept a short sale. She said she also knows that homes in this area have been going for $350K. Last year, this place was on the market for ~650K. Wow.

Dont think she’s in default – yet – because she complained that the “banks are only working with HOs (Homeowners – not ladies of the night)that are in default.”

She’s “very upside down” on this house and 3 others and told me that she knows “a lot” of people in Murrieta who are buying new homes and just walking away from existing trainwrecks.

I explained that we would prefer to have as much notice as possible, and that even if she cant pay the mortgage, to pls let us know because I dont want to have to scramble. She promised that she wouldnt do that “to such nice people” and then invited us to a BBQ.

Who knows…who knows what people will do when they’re desperate, eh?

I hope we’ll have time to get us through the summer and into a new rental….

Thanks to all of you for your help on this one.

[Coronita]

 dharmagirl,

I was being a half smart ass when i wrote my comment. But in all seriousness, you might want to rent a small safety deposit box at a bank to keep any and all small precious things such as jewelry, charms, collectibles etc "just in case". A landlord most likely always has a key, and I would definitely be concerned if my landlord was deeply upside-down and gets desperate, if you know what i mean. 

[img_assist|nid=5962|title=selfportrait|desc=|link=node|align=left|width=100|height=80]

—– Sour grapes for everyone!

[barnaby33]

FLU, if your landlord is deeply upside down, tell her to sleep on the couch till she gets the mortgage up to date. Also tell her you’ll be joining the emperors club till then.

Josh

[temeculaguy]

dharma, you can run an online grantee search to see if she has beed given the nod or the not. You will need her first and last name, if a notice of default is listed you have at least 90 days, if the notice of trustee sale is there, better start looking at rentals this weekend.

http://www.enetwizard.com/shop/affiliates/11467_01/default.asp

just enter her name, last name first, no commas, this site only works for riverside county. You don’t need to buy the docs or subscribe to anything, just the knowledge of when and what was filed is enough to give you the info you need.

you can also go to foreclosure dot come and choose pre-foreclosures after searching by zip code, then organize the data by street name, if there has been a nod filed, your days are numbered between 90 and 120 of the nod.

I know Redhawk as well as anyone on the boards, let me know the tract name or Rancho and I can tell you what the best deals or sales have been but 499 is not a reasonable price for anything here, 399 isn’t either. Anything and everything can be had for under 400k with most avail for under 300 if you look hard enough. If she tried to negotiate a short sale the bank will slow down the foreclosure process but you don’t want to agree to allow showings without considerable rent reduction, like half off because it is a pain since shorts are usually priced very low and have many showings.

[dharmagirl]

Hi TemeculaGuy,

THANK YOU for that link!

She IS in default on at least one place a/o June 2007.

Do I have to pay to see which property it is? I’m worried that if she’s in default on one of her properties, she wont hesitate to do so on this one. What does she have to lose if she’s alreay “very upside down.”

Can I access this information publicly?

Thanks again.

[Anonymous]

Dharmagirl,

Not legal advice, but I think the rule is that if your landlord sells, then the buyer has to assume the lease, (as long as they have notice). Check your lease, it may have an exception.

If the bank repossesses and forces a sale, I think the new buyer may be able to evict you after giving you notice to quit. See California Civil Code 1161a.

Right now you have significant leverage to negotiate. You might want to ask for assurances.

[dharmagirl]

Using TemeculaGuy’s cool link, I was able to parcel number and NOD record number.

I called Riverside Cty and they couldnt tell me WHICH address the NOD was for, but they confirm the landlord “made good” on the default.

I looked up the taxes on our rental and her Murrieta house (She owns at least 3 others) and the taxes coming due in April for those two places alone is about $6K. As far as I know, her only source of income is a network mktg scheme that she tried to suck me into – and I dont think that pays much.

My attorney told me that if the bank repos the house, the lease is invalidated. I will have 30 days to vacate the premises. Period. I may be able to talk the bank into letting me hang on as a renter, though.

What incentive would she have to renegotiate with me? She has a binding legal agreement until August that says I will pay her $2300/month. Why would she allow me to pay her less? I’m not sure I get that?

[Anonymous]

Sorry Dharma,

I did not mean to imply that you should renegotiate for less rent… I don’t think that’s likely. From your posts, however, you seem to be more aimed towards NOD notice. Your landlord may be willing to negotiate a simple amendment/addendum so that there is no threat to her “stable” source of income, and you can both rest a little bit easier.

You may also want to ask your attorney if a short sale is considered a voluntary or forced sale. My initial response is that your lease could not be invalidated via a short sale.

[svelte]

Yeesh, having to deal with the foreclosure on a house you’re just renting, living in constant fear that you’ll be forced to find a new abode at any time (searching for an acceptable unit, new deposit, utility hookups, change of address, packing all your breakables), not knowing if you’re landlord is going to screw you out of rent and/or deposit.

How would you be able to relax or even plan out a vacation in advance?

That would get old real quick.

[temeculaguy]

dharma, if she cleared her nod then you have four months minumum before you could be foreclosed on and booted. Where you need to renegotiate rent is if she decides to list it as a short sale on the open market, you have no obligation to allow showings or a lock box. Learn from my experience, don’t allow it unless rent is at least half off. It looks like you will be fine until August, just start looking for another place at the end of the lease or look to buy, four months is a decade in this market, look at things four months ago.

Svelte, if you watch the public records, you can get over three months notice. Suprisingly, it hasn’t gotten old, it’s fun. Every month I write a check for $1500 and then check on the list prices of the houses i was going to buy because i was too lazy to move twice. The minumum monthly reduction is 10k, sometimes upwards of 40k. Who cares about planning vacations, I can fly to Europe every week with the money I’m saving, who cares about planning, it’s easily 10k a month in savings to not buy. Not knowing if I have to move just isn’t worth 10k a month to me.

[temeculaguy]

dharma, if she cleared her nod then you have four months minumum before you could be foreclosed on and booted. Where you need to renegotiate rent is if she decides to list it as a short sale on the open market, you have no obligation to allow showings or a lock box. Learn from my experience, don’t allow it unless rent is at least half off. It looks like you will be fine until August, just start looking for another place at the end of the lease or look to buy, four months is a decade in this market, look at things four months ago.

Svelte, if you watch the public records, you can get over three months notice. Suprisingly, it hasn’t gotten old, it’s fun. Every month I write a check for $1500 and then check on the list prices of the houses i was going to buy because i was too lazy to move twice. The minumum monthly reduction is 10k, sometimes upwards of 40k. Who cares about planning vacations, I can fly to Europe every week with the money I’m saving, who cares about planning, it’s easily 10k a month in savings to not buy. Not knowing if I have to move just isn’t worth 10k a month to me.

[temeculaguy]

dharma, if she cleared her nod then you have four months minumum before you could be foreclosed on and booted. Where you need to renegotiate rent is if she decides to list it as a short sale on the open market, you have no obligation to allow showings or a lock box. Learn from my experience, don’t allow it unless rent is at least half off. It looks like you will be fine until August, just start looking for another place at the end of the lease or look to buy, four months is a decade in this market, look at things four months ago.

Svelte, if you watch the public records, you can get over three months notice. Suprisingly, it hasn’t gotten old, it’s fun. Every month I write a check for $1500 and then check on the list prices of the houses i was going to buy because i was too lazy to move twice. The minumum monthly reduction is 10k, sometimes upwards of 40k. Who cares about planning vacations, I can fly to Europe every week with the money I’m saving, who cares about planning, it’s easily 10k a month in savings to not buy. Not knowing if I have to move just isn’t worth 10k a month to me.

[temeculaguy]

dharma, if she cleared her nod then you have four months minumum before you could be foreclosed on and booted. Where you need to renegotiate rent is if she decides to list it as a short sale on the open market, you have no obligation to allow showings or a lock box. Learn from my experience, don’t allow it unless rent is at least half off. It looks like you will be fine until August, just start looking for another place at the end of the lease or look to buy, four months is a decade in this market, look at things four months ago.

Svelte, if you watch the public records, you can get over three months notice. Suprisingly, it hasn’t gotten old, it’s fun. Every month I write a check for $1500 and then check on the list prices of the houses i was going to buy because i was too lazy to move twice. The minumum monthly reduction is 10k, sometimes upwards of 40k. Who cares about planning vacations, I can fly to Europe every week with the money I’m saving, who cares about planning, it’s easily 10k a month in savings to not buy. Not knowing if I have to move just isn’t worth 10k a month to me.

[temeculaguy]

dharma, if she cleared her nod then you have four months minumum before you could be foreclosed on and booted. Where you need to renegotiate rent is if she decides to list it as a short sale on the open market, you have no obligation to allow showings or a lock box. Learn from my experience, don’t allow it unless rent is at least half off. It looks like you will be fine until August, just start looking for another place at the end of the lease or look to buy, four months is a decade in this market, look at things four months ago.

Svelte, if you watch the public records, you can get over three months notice. Suprisingly, it hasn’t gotten old, it’s fun. Every month I write a check for $1500 and then check on the list prices of the houses i was going to buy because i was too lazy to move twice. The minumum monthly reduction is 10k, sometimes upwards of 40k. Who cares about planning vacations, I can fly to Europe every week with the money I’m saving, who cares about planning, it’s easily 10k a month in savings to not buy. Not knowing if I have to move just isn’t worth 10k a month to me.

[svelte]

Yeesh, having to deal with the foreclosure on a house you’re just renting, living in constant fear that you’ll be forced to find a new abode at any time (searching for an acceptable unit, new deposit, utility hookups, change of address, packing all your breakables), not knowing if you’re landlord is going to screw you out of rent and/or deposit.

How would you be able to relax or even plan out a vacation in advance?

That would get old real quick.

[svelte]

Yeesh, having to deal with the foreclosure on a house you’re just renting, living in constant fear that you’ll be forced to find a new abode at any time (searching for an acceptable unit, new deposit, utility hookups, change of address, packing all your breakables), not knowing if you’re landlord is going to screw you out of rent and/or deposit.

How would you be able to relax or even plan out a vacation in advance?

That would get old real quick.

[svelte]

Yeesh, having to deal with the foreclosure on a house you’re just renting, living in constant fear that you’ll be forced to find a new abode at any time (searching for an acceptable unit, new deposit, utility hookups, change of address, packing all your breakables), not knowing if you’re landlord is going to screw you out of rent and/or deposit.

How would you be able to relax or even plan out a vacation in advance?

That would get old real quick.

[svelte]

Yeesh, having to deal with the foreclosure on a house you’re just renting, living in constant fear that you’ll be forced to find a new abode at any time (searching for an acceptable unit, new deposit, utility hookups, change of address, packing all your breakables), not knowing if you’re landlord is going to screw you out of rent and/or deposit.

How would you be able to relax or even plan out a vacation in advance?

That would get old real quick.

[Anonymous]

Sorry Dharma,

I did not mean to imply that you should renegotiate for less rent… I don’t think that’s likely. From your posts, however, you seem to be more aimed towards NOD notice. Your landlord may be willing to negotiate a simple amendment/addendum so that there is no threat to her “stable” source of income, and you can both rest a little bit easier.

You may also want to ask your attorney if a short sale is considered a voluntary or forced sale. My initial response is that your lease could not be invalidated via a short sale.

[Anonymous]

Sorry Dharma,

I did not mean to imply that you should renegotiate for less rent… I don’t think that’s likely. From your posts, however, you seem to be more aimed towards NOD notice. Your landlord may be willing to negotiate a simple amendment/addendum so that there is no threat to her “stable” source of income, and you can both rest a little bit easier.

You may also want to ask your attorney if a short sale is considered a voluntary or forced sale. My initial response is that your lease could not be invalidated via a short sale.

[Anonymous]

Sorry Dharma,

I did not mean to imply that you should renegotiate for less rent… I don’t think that’s likely. From your posts, however, you seem to be more aimed towards NOD notice. Your landlord may be willing to negotiate a simple amendment/addendum so that there is no threat to her “stable” source of income, and you can both rest a little bit easier.

You may also want to ask your attorney if a short sale is considered a voluntary or forced sale. My initial response is that your lease could not be invalidated via a short sale.

[Anonymous]

Sorry Dharma,

I did not mean to imply that you should renegotiate for less rent… I don’t think that’s likely. From your posts, however, you seem to be more aimed towards NOD notice. Your landlord may be willing to negotiate a simple amendment/addendum so that there is no threat to her “stable” source of income, and you can both rest a little bit easier.

You may also want to ask your attorney if a short sale is considered a voluntary or forced sale. My initial response is that your lease could not be invalidated via a short sale.

[dharmagirl]

Using TemeculaGuy’s cool link, I was able to parcel number and NOD record number.

I called Riverside Cty and they couldnt tell me WHICH address the NOD was for, but they confirm the landlord “made good” on the default.

I looked up the taxes on our rental and her Murrieta house (She owns at least 3 others) and the taxes coming due in April for those two places alone is about $6K. As far as I know, her only source of income is a network mktg scheme that she tried to suck me into – and I dont think that pays much.

My attorney told me that if the bank repos the house, the lease is invalidated. I will have 30 days to vacate the premises. Period. I may be able to talk the bank into letting me hang on as a renter, though.

What incentive would she have to renegotiate with me? She has a binding legal agreement until August that says I will pay her $2300/month. Why would she allow me to pay her less? I’m not sure I get that?

[dharmagirl]

Using TemeculaGuy’s cool link, I was able to parcel number and NOD record number.

I called Riverside Cty and they couldnt tell me WHICH address the NOD was for, but they confirm the landlord “made good” on the default.

I looked up the taxes on our rental and her Murrieta house (She owns at least 3 others) and the taxes coming due in April for those two places alone is about $6K. As far as I know, her only source of income is a network mktg scheme that she tried to suck me into – and I dont think that pays much.

My attorney told me that if the bank repos the house, the lease is invalidated. I will have 30 days to vacate the premises. Period. I may be able to talk the bank into letting me hang on as a renter, though.

What incentive would she have to renegotiate with me? She has a binding legal agreement until August that says I will pay her $2300/month. Why would she allow me to pay her less? I’m not sure I get that?

[dharmagirl]

Using TemeculaGuy’s cool link, I was able to parcel number and NOD record number.

I called Riverside Cty and they couldnt tell me WHICH address the NOD was for, but they confirm the landlord “made good” on the default.

I looked up the taxes on our rental and her Murrieta house (She owns at least 3 others) and the taxes coming due in April for those two places alone is about $6K. As far as I know, her only source of income is a network mktg scheme that she tried to suck me into – and I dont think that pays much.

My attorney told me that if the bank repos the house, the lease is invalidated. I will have 30 days to vacate the premises. Period. I may be able to talk the bank into letting me hang on as a renter, though.

What incentive would she have to renegotiate with me? She has a binding legal agreement until August that says I will pay her $2300/month. Why would she allow me to pay her less? I’m not sure I get that?

[dharmagirl]

Using TemeculaGuy’s cool link, I was able to parcel number and NOD record number.

I called Riverside Cty and they couldnt tell me WHICH address the NOD was for, but they confirm the landlord “made good” on the default.

I looked up the taxes on our rental and her Murrieta house (She owns at least 3 others) and the taxes coming due in April for those two places alone is about $6K. As far as I know, her only source of income is a network mktg scheme that she tried to suck me into – and I dont think that pays much.

My attorney told me that if the bank repos the house, the lease is invalidated. I will have 30 days to vacate the premises. Period. I may be able to talk the bank into letting me hang on as a renter, though.

What incentive would she have to renegotiate with me? She has a binding legal agreement until August that says I will pay her $2300/month. Why would she allow me to pay her less? I’m not sure I get that?

[Anonymous]

Dharmagirl,

Not legal advice, but I think the rule is that if your landlord sells, then the buyer has to assume the lease, (as long as they have notice). Check your lease, it may have an exception.

If the bank repossesses and forces a sale, I think the new buyer may be able to evict you after giving you notice to quit. See California Civil Code 1161a.

Right now you have significant leverage to negotiate. You might want to ask for assurances.

[Anonymous]

Dharmagirl,

Not legal advice, but I think the rule is that if your landlord sells, then the buyer has to assume the lease, (as long as they have notice). Check your lease, it may have an exception.

If the bank repossesses and forces a sale, I think the new buyer may be able to evict you after giving you notice to quit. See California Civil Code 1161a.

Right now you have significant leverage to negotiate. You might want to ask for assurances.

[Anonymous]

Dharmagirl,

Not legal advice, but I think the rule is that if your landlord sells, then the buyer has to assume the lease, (as long as they have notice). Check your lease, it may have an exception.

If the bank repossesses and forces a sale, I think the new buyer may be able to evict you after giving you notice to quit. See California Civil Code 1161a.

Right now you have significant leverage to negotiate. You might want to ask for assurances.

[Anonymous]

Dharmagirl,

Not legal advice, but I think the rule is that if your landlord sells, then the buyer has to assume the lease, (as long as they have notice). Check your lease, it may have an exception.

If the bank repossesses and forces a sale, I think the new buyer may be able to evict you after giving you notice to quit. See California Civil Code 1161a.

Right now you have significant leverage to negotiate. You might want to ask for assurances.

[dharmagirl]

Hi TemeculaGuy,

THANK YOU for that link!

She IS in default on at least one place a/o June 2007.

Do I have to pay to see which property it is? I’m worried that if she’s in default on one of her properties, she wont hesitate to do so on this one. What does she have to lose if she’s alreay “very upside down.”

Can I access this information publicly?

Thanks again.

[dharmagirl]

Hi TemeculaGuy,

THANK YOU for that link!

She IS in default on at least one place a/o June 2007.

Do I have to pay to see which property it is? I’m worried that if she’s in default on one of her properties, she wont hesitate to do so on this one. What does she have to lose if she’s alreay “very upside down.”

Can I access this information publicly?

Thanks again.

[dharmagirl]

Hi TemeculaGuy,

THANK YOU for that link!

She IS in default on at least one place a/o June 2007.

Do I have to pay to see which property it is? I’m worried that if she’s in default on one of her properties, she wont hesitate to do so on this one. What does she have to lose if she’s alreay “very upside down.”

Can I access this information publicly?

Thanks again.

[dharmagirl]

Hi TemeculaGuy,

THANK YOU for that link!

She IS in default on at least one place a/o June 2007.

Do I have to pay to see which property it is? I’m worried that if she’s in default on one of her properties, she wont hesitate to do so on this one. What does she have to lose if she’s alreay “very upside down.”

Can I access this information publicly?

Thanks again.

[temeculaguy]

dharma, you can run an online grantee search to see if she has beed given the nod or the not. You will need her first and last name, if a notice of default is listed you have at least 90 days, if the notice of trustee sale is there, better start looking at rentals this weekend.

http://www.enetwizard.com/shop/affiliates/11467_01/default.asp

just enter her name, last name first, no commas, this site only works for riverside county. You don’t need to buy the docs or subscribe to anything, just the knowledge of when and what was filed is enough to give you the info you need.

you can also go to foreclosure dot come and choose pre-foreclosures after searching by zip code, then organize the data by street name, if there has been a nod filed, your days are numbered between 90 and 120 of the nod.

I know Redhawk as well as anyone on the boards, let me know the tract name or Rancho and I can tell you what the best deals or sales have been but 499 is not a reasonable price for anything here, 399 isn’t either. Anything and everything can be had for under 400k with most avail for under 300 if you look hard enough. If she tried to negotiate a short sale the bank will slow down the foreclosure process but you don’t want to agree to allow showings without considerable rent reduction, like half off because it is a pain since shorts are usually priced very low and have many showings.

[temeculaguy]

dharma, you can run an online grantee search to see if she has beed given the nod or the not. You will need her first and last name, if a notice of default is listed you have at least 90 days, if the notice of trustee sale is there, better start looking at rentals this weekend.

http://www.enetwizard.com/shop/affiliates/11467_01/default.asp

just enter her name, last name first, no commas, this site only works for riverside county. You don’t need to buy the docs or subscribe to anything, just the knowledge of when and what was filed is enough to give you the info you need.

you can also go to foreclosure dot come and choose pre-foreclosures after searching by zip code, then organize the data by street name, if there has been a nod filed, your days are numbered between 90 and 120 of the nod.

I know Redhawk as well as anyone on the boards, let me know the tract name or Rancho and I can tell you what the best deals or sales have been but 499 is not a reasonable price for anything here, 399 isn’t either. Anything and everything can be had for under 400k with most avail for under 300 if you look hard enough. If she tried to negotiate a short sale the bank will slow down the foreclosure process but you don’t want to agree to allow showings without considerable rent reduction, like half off because it is a pain since shorts are usually priced very low and have many showings.

[temeculaguy]

dharma, you can run an online grantee search to see if she has beed given the nod or the not. You will need her first and last name, if a notice of default is listed you have at least 90 days, if the notice of trustee sale is there, better start looking at rentals this weekend.

http://www.enetwizard.com/shop/affiliates/11467_01/default.asp

just enter her name, last name first, no commas, this site only works for riverside county. You don’t need to buy the docs or subscribe to anything, just the knowledge of when and what was filed is enough to give you the info you need.

you can also go to foreclosure dot come and choose pre-foreclosures after searching by zip code, then organize the data by street name, if there has been a nod filed, your days are numbered between 90 and 120 of the nod.

I know Redhawk as well as anyone on the boards, let me know the tract name or Rancho and I can tell you what the best deals or sales have been but 499 is not a reasonable price for anything here, 399 isn’t either. Anything and everything can be had for under 400k with most avail for under 300 if you look hard enough. If she tried to negotiate a short sale the bank will slow down the foreclosure process but you don’t want to agree to allow showings without considerable rent reduction, like half off because it is a pain since shorts are usually priced very low and have many showings.

[temeculaguy]

dharma, you can run an online grantee search to see if she has beed given the nod or the not. You will need her first and last name, if a notice of default is listed you have at least 90 days, if the notice of trustee sale is there, better start looking at rentals this weekend.

http://www.enetwizard.com/shop/affiliates/11467_01/default.asp

just enter her name, last name first, no commas, this site only works for riverside county. You don’t need to buy the docs or subscribe to anything, just the knowledge of when and what was filed is enough to give you the info you need.

you can also go to foreclosure dot come and choose pre-foreclosures after searching by zip code, then organize the data by street name, if there has been a nod filed, your days are numbered between 90 and 120 of the nod.

I know Redhawk as well as anyone on the boards, let me know the tract name or Rancho and I can tell you what the best deals or sales have been but 499 is not a reasonable price for anything here, 399 isn’t either. Anything and everything can be had for under 400k with most avail for under 300 if you look hard enough. If she tried to negotiate a short sale the bank will slow down the foreclosure process but you don’t want to agree to allow showings without considerable rent reduction, like half off because it is a pain since shorts are usually priced very low and have many showings.

[barnaby33]

FLU, if your landlord is deeply upside down, tell her to sleep on the couch till she gets the mortgage up to date. Also tell her you’ll be joining the emperors club till then.

Josh

[barnaby33]

FLU, if your landlord is deeply upside down, tell her to sleep on the couch till she gets the mortgage up to date. Also tell her you’ll be joining the emperors club till then.

Josh

[barnaby33]

FLU, if your landlord is deeply upside down, tell her to sleep on the couch till she gets the mortgage up to date. Also tell her you’ll be joining the emperors club till then.

Josh

[barnaby33]

FLU, if your landlord is deeply upside down, tell her to sleep on the couch till she gets the mortgage up to date. Also tell her you’ll be joining the emperors club till then.

Josh

[Coronita]

 dharmagirl,

I was being a half smart ass when i wrote my comment. But in all seriousness, you might want to rent a small safety deposit box at a bank to keep any and all small precious things such as jewelry, charms, collectibles etc "just in case". A landlord most likely always has a key, and I would definitely be concerned if my landlord was deeply upside-down and gets desperate, if you know what i mean. 

[img_assist|nid=5962|title=selfportrait|desc=|link=node|align=left|width=100|height=80]

—– Sour grapes for everyone!

[Coronita]

 dharmagirl,

I was being a half smart ass when i wrote my comment. But in all seriousness, you might want to rent a small safety deposit box at a bank to keep any and all small precious things such as jewelry, charms, collectibles etc "just in case". A landlord most likely always has a key, and I would definitely be concerned if my landlord was deeply upside-down and gets desperate, if you know what i mean. 

[img_assist|nid=5962|title=selfportrait|desc=|link=node|align=left|width=100|height=80]

—– Sour grapes for everyone!

[Coronita]

 dharmagirl,

I was being a half smart ass when i wrote my comment. But in all seriousness, you might want to rent a small safety deposit box at a bank to keep any and all small precious things such as jewelry, charms, collectibles etc "just in case". A landlord most likely always has a key, and I would definitely be concerned if my landlord was deeply upside-down and gets desperate, if you know what i mean. 

[img_assist|nid=5962|title=selfportrait|desc=|link=node|align=left|width=100|height=80]

—– Sour grapes for everyone!

[Coronita]

 dharmagirl,

I was being a half smart ass when i wrote my comment. But in all seriousness, you might want to rent a small safety deposit box at a bank to keep any and all small precious things such as jewelry, charms, collectibles etc "just in case". A landlord most likely always has a key, and I would definitely be concerned if my landlord was deeply upside-down and gets desperate, if you know what i mean. 

[img_assist|nid=5962|title=selfportrait|desc=|link=node|align=left|width=100|height=80]

—– Sour grapes for everyone!

[dharmagirl]

I just had to give you all an UPDATE.

I got in touch with my landlord this evening. I finally *67’d my phone and she actually picked up – and was mighty surprised to hear my voice.

I was very, very nice and diplomatic. Told her that, nope, we werent interested in buying any house for at least a year. She said she knew we were interested in buying at some point and thought if we were interested, she’d see if the bank would accept a short sale. She said she also knows that homes in this area have been going for $350K. Last year, this place was on the market for ~650K. Wow.

Dont think she’s in default – yet – because she complained that the “banks are only working with HOs (Homeowners – not ladies of the night)that are in default.”

She’s “very upside down” on this house and 3 others and told me that she knows “a lot” of people in Murrieta who are buying new homes and just walking away from existing trainwrecks.

I explained that we would prefer to have as much notice as possible, and that even if she cant pay the mortgage, to pls let us know because I dont want to have to scramble. She promised that she wouldnt do that “to such nice people” and then invited us to a BBQ.

Who knows…who knows what people will do when they’re desperate, eh?

I hope we’ll have time to get us through the summer and into a new rental….

Thanks to all of you for your help on this one.

[dharmagirl]

I just had to give you all an UPDATE.

I got in touch with my landlord this evening. I finally *67’d my phone and she actually picked up – and was mighty surprised to hear my voice.

I was very, very nice and diplomatic. Told her that, nope, we werent interested in buying any house for at least a year. She said she knew we were interested in buying at some point and thought if we were interested, she’d see if the bank would accept a short sale. She said she also knows that homes in this area have been going for $350K. Last year, this place was on the market for ~650K. Wow.

Dont think she’s in default – yet – because she complained that the “banks are only working with HOs (Homeowners – not ladies of the night)that are in default.”

She’s “very upside down” on this house and 3 others and told me that she knows “a lot” of people in Murrieta who are buying new homes and just walking away from existing trainwrecks.

I explained that we would prefer to have as much notice as possible, and that even if she cant pay the mortgage, to pls let us know because I dont want to have to scramble. She promised that she wouldnt do that “to such nice people” and then invited us to a BBQ.

Who knows…who knows what people will do when they’re desperate, eh?

I hope we’ll have time to get us through the summer and into a new rental….

Thanks to all of you for your help on this one.

[dharmagirl]

I just had to give you all an UPDATE.

I got in touch with my landlord this evening. I finally *67’d my phone and she actually picked up – and was mighty surprised to hear my voice.

I was very, very nice and diplomatic. Told her that, nope, we werent interested in buying any house for at least a year. She said she knew we were interested in buying at some point and thought if we were interested, she’d see if the bank would accept a short sale. She said she also knows that homes in this area have been going for $350K. Last year, this place was on the market for ~650K. Wow.

Dont think she’s in default – yet – because she complained that the “banks are only working with HOs (Homeowners – not ladies of the night)that are in default.”

She’s “very upside down” on this house and 3 others and told me that she knows “a lot” of people in Murrieta who are buying new homes and just walking away from existing trainwrecks.

I explained that we would prefer to have as much notice as possible, and that even if she cant pay the mortgage, to pls let us know because I dont want to have to scramble. She promised that she wouldnt do that “to such nice people” and then invited us to a BBQ.

Who knows…who knows what people will do when they’re desperate, eh?

I hope we’ll have time to get us through the summer and into a new rental….

Thanks to all of you for your help on this one.

[dharmagirl]

I just had to give you all an UPDATE.

I got in touch with my landlord this evening. I finally *67’d my phone and she actually picked up – and was mighty surprised to hear my voice.

I was very, very nice and diplomatic. Told her that, nope, we werent interested in buying any house for at least a year. She said she knew we were interested in buying at some point and thought if we were interested, she’d see if the bank would accept a short sale. She said she also knows that homes in this area have been going for $350K. Last year, this place was on the market for ~650K. Wow.

Dont think she’s in default – yet – because she complained that the “banks are only working with HOs (Homeowners – not ladies of the night)that are in default.”

She’s “very upside down” on this house and 3 others and told me that she knows “a lot” of people in Murrieta who are buying new homes and just walking away from existing trainwrecks.

I explained that we would prefer to have as much notice as possible, and that even if she cant pay the mortgage, to pls let us know because I dont want to have to scramble. She promised that she wouldnt do that “to such nice people” and then invited us to a BBQ.

Who knows…who knows what people will do when they’re desperate, eh?

I hope we’ll have time to get us through the summer and into a new rental….

Thanks to all of you for your help on this one.

[Ren]

So there’s no way to PM (private message) someone on this board? Can you say “Flintstones”?

Rich, if you’re reading this, please give serious thought to implementing vBulletin. It’s shockingly cheap for what you get: http://www.vbulletin.com/

This part of the site is a bulletin board, not a blog, and it should run real bulletin board software 🙂

[Ren]

So there’s no way to PM (private message) someone on this board? Can you say “Flintstones”?

Rich, if you’re reading this, please give serious thought to implementing vBulletin. It’s shockingly cheap for what you get: http://www.vbulletin.com/

This part of the site is a bulletin board, not a blog, and it should run real bulletin board software 🙂

[Ren]

So there’s no way to PM (private message) someone on this board? Can you say “Flintstones”?

Rich, if you’re reading this, please give serious thought to implementing vBulletin. It’s shockingly cheap for what you get: http://www.vbulletin.com/

This part of the site is a bulletin board, not a blog, and it should run real bulletin board software 🙂

[Ren]

So there’s no way to PM (private message) someone on this board? Can you say “Flintstones”?

Rich, if you’re reading this, please give serious thought to implementing vBulletin. It’s shockingly cheap for what you get: http://www.vbulletin.com/

This part of the site is a bulletin board, not a blog, and it should run real bulletin board software 🙂

[barnaby33]

Not that you’d actually do this, but putting your exact address up on a chat board isn’t the best idea. Maybe locate someone like one of the realtors on this board and then have your info forwarded to them through Rich.

Josh

[barnaby33]

Not that you’d actually do this, but putting your exact address up on a chat board isn’t the best idea. Maybe locate someone like one of the realtors on this board and then have your info forwarded to them through Rich.

Josh

[barnaby33]

Not that you’d actually do this, but putting your exact address up on a chat board isn’t the best idea. Maybe locate someone like one of the realtors on this board and then have your info forwarded to them through Rich.

Josh

[barnaby33]

Not that you’d actually do this, but putting your exact address up on a chat board isn’t the best idea. Maybe locate someone like one of the realtors on this board and then have your info forwarded to them through Rich.

Josh

[Eugene]

The two top scenarios that went thru my head were:

1. She realizes she is in over her head and wants to offload the house – so she asked me about a short sale.

2. She is already in default and knows the clock is ticking.

If she is current on her payments, she could stop paying tomorrow and she’d still keep the house in her name till October if not longer. If she is already in default, the situation is obviously a bit more urgent. And yeah, once the house is foreclosed, bank will give you a 30 day notice and might even offer “cash for keys” to ensure orderly move-out.

Go to foreclosureradar.com and type in your street name. If you see anything that looks like your house, you can give someone here your exact address, people with full access to foreclosureradar.com/foreclosure.com would check it out.

please let me know when you stop making loan payments so that I can stop paying you rent.

Assuming there’s a clause in the contract that allows dharmagirl to stop paying rent depending on the mortgage situation.

[Eugene]

The two top scenarios that went thru my head were:

1. She realizes she is in over her head and wants to offload the house – so she asked me about a short sale.

2. She is already in default and knows the clock is ticking.

If she is current on her payments, she could stop paying tomorrow and she’d still keep the house in her name till October if not longer. If she is already in default, the situation is obviously a bit more urgent. And yeah, once the house is foreclosed, bank will give you a 30 day notice and might even offer “cash for keys” to ensure orderly move-out.

Go to foreclosureradar.com and type in your street name. If you see anything that looks like your house, you can give someone here your exact address, people with full access to foreclosureradar.com/foreclosure.com would check it out.

please let me know when you stop making loan payments so that I can stop paying you rent.

Assuming there’s a clause in the contract that allows dharmagirl to stop paying rent depending on the mortgage situation.

[Eugene]

The two top scenarios that went thru my head were:

1. She realizes she is in over her head and wants to offload the house – so she asked me about a short sale.

2. She is already in default and knows the clock is ticking.

If she is current on her payments, she could stop paying tomorrow and she’d still keep the house in her name till October if not longer. If she is already in default, the situation is obviously a bit more urgent. And yeah, once the house is foreclosed, bank will give you a 30 day notice and might even offer “cash for keys” to ensure orderly move-out.

Go to foreclosureradar.com and type in your street name. If you see anything that looks like your house, you can give someone here your exact address, people with full access to foreclosureradar.com/foreclosure.com would check it out.

please let me know when you stop making loan payments so that I can stop paying you rent.

Assuming there’s a clause in the contract that allows dharmagirl to stop paying rent depending on the mortgage situation.

[Eugene]

The two top scenarios that went thru my head were:

1. She realizes she is in over her head and wants to offload the house – so she asked me about a short sale.

2. She is already in default and knows the clock is ticking.

If she is current on her payments, she could stop paying tomorrow and she’d still keep the house in her name till October if not longer. If she is already in default, the situation is obviously a bit more urgent. And yeah, once the house is foreclosed, bank will give you a 30 day notice and might even offer “cash for keys” to ensure orderly move-out.

Go to foreclosureradar.com and type in your street name. If you see anything that looks like your house, you can give someone here your exact address, people with full access to foreclosureradar.com/foreclosure.com would check it out.

please let me know when you stop making loan payments so that I can stop paying you rent.

Assuming there’s a clause in the contract that allows dharmagirl to stop paying rent depending on the mortgage situation.

[dharmagirl]

The two top scenarios that went thru my head were:

1. She realizes she is in over her head and wants to offload the house – so she asked me about a short sale.

2. She is already in default and knows the clock is ticking.

I also know that she owns several homes. I think she may have gone a bit wild 7 or 8 years ago. She may need my rent check to pay for the other properties.

Thanks to all of you. I feel better about this situation. I just hope we can hold off on our purchase for at least 5 more months (or more).

This housing situation feels very funky.

[dharmagirl]

The two top scenarios that went thru my head were:

1. She realizes she is in over her head and wants to offload the house – so she asked me about a short sale.

2. She is already in default and knows the clock is ticking.

I also know that she owns several homes. I think she may have gone a bit wild 7 or 8 years ago. She may need my rent check to pay for the other properties.

Thanks to all of you. I feel better about this situation. I just hope we can hold off on our purchase for at least 5 more months (or more).

This housing situation feels very funky.

[dharmagirl]

The two top scenarios that went thru my head were:

1. She realizes she is in over her head and wants to offload the house – so she asked me about a short sale.

2. She is already in default and knows the clock is ticking.

I also know that she owns several homes. I think she may have gone a bit wild 7 or 8 years ago. She may need my rent check to pay for the other properties.

Thanks to all of you. I feel better about this situation. I just hope we can hold off on our purchase for at least 5 more months (or more).

This housing situation feels very funky.

[dharmagirl]

The two top scenarios that went thru my head were:

1. She realizes she is in over her head and wants to offload the house – so she asked me about a short sale.

2. She is already in default and knows the clock is ticking.

I also know that she owns several homes. I think she may have gone a bit wild 7 or 8 years ago. She may need my rent check to pay for the other properties.

Thanks to all of you. I feel better about this situation. I just hope we can hold off on our purchase for at least 5 more months (or more).

This housing situation feels very funky.

[patientlywaiting]

You could try to play hardball and re-negotiate the lease. It wouldn’t be nice but, hey, business is business, right?

The landland needs you more that you need her right now. She probably can’t afford for the place to go vacant for a few months.

September is not too far off. If I were you, I’d renew the lease in September and ask for at least 1 1/2 months free rent and take my chances with a future foreclosure.

[patientlywaiting]

You could try to play hardball and re-negotiate the lease. It wouldn’t be nice but, hey, business is business, right?

The landland needs you more that you need her right now. She probably can’t afford for the place to go vacant for a few months.

September is not too far off. If I were you, I’d renew the lease in September and ask for at least 1 1/2 months free rent and take my chances with a future foreclosure.

[patientlywaiting]

You could try to play hardball and re-negotiate the lease. It wouldn’t be nice but, hey, business is business, right?

The landland needs you more that you need her right now. She probably can’t afford for the place to go vacant for a few months.

September is not too far off. If I were you, I’d renew the lease in September and ask for at least 1 1/2 months free rent and take my chances with a future foreclosure.

[patientlywaiting]

You could try to play hardball and re-negotiate the lease. It wouldn’t be nice but, hey, business is business, right?

The landland needs you more that you need her right now. She probably can’t afford for the place to go vacant for a few months.

September is not too far off. If I were you, I’d renew the lease in September and ask for at least 1 1/2 months free rent and take my chances with a future foreclosure.

[jpinpb]

flu – That was so funny. I laughed so much I was crying.

[jpinpb]

flu – That was so funny. I laughed so much I was crying.

[jpinpb]

flu – That was so funny. I laughed so much I was crying.

[jpinpb]

flu – That was so funny. I laughed so much I was crying.

[jpinpb]

flu – That was so funny. I laughed so much I was crying.

[Coronita]

Dear Landlord,

Thank you for your offer. Unfortunately, I have heard from Piggington that it is far more difficult to purchase a home that is a Short Sale than a home that is in Foreclosure, so I think I will just wait at this point.

Thank you,

Renter.

 

P.S. please let me know when you stop making loan payments so that I can stop paying you rent.

 

P.P.S. Feel free to remove all appliances and decorations that I designate as ugly and unfit for my tastes to resell on Craigslist. Please, though leave all plumbing, electricity, and drainage alone, and don't touch my personal stuff please. If you feel a need to urinate, please do so at the expense of your own place of residence.

 

[img_assist|nid=5962|title=selfportrait|desc=|link=node|align=left|width=100|height=80]

—– Sour grapes for everyone!

[Coronita]

Dear Landlord,

Thank you for your offer. Unfortunately, I have heard from Piggington that it is far more difficult to purchase a home that is a Short Sale than a home that is in Foreclosure, so I think I will just wait at this point.

Thank you,

Renter.

 

P.S. please let me know when you stop making loan payments so that I can stop paying you rent.

 

P.P.S. Feel free to remove all appliances and decorations that I designate as ugly and unfit for my tastes to resell on Craigslist. Please, though leave all plumbing, electricity, and drainage alone, and don't touch my personal stuff please. If you feel a need to urinate, please do so at the expense of your own place of residence.

 

[img_assist|nid=5962|title=selfportrait|desc=|link=node|align=left|width=100|height=80]

—– Sour grapes for everyone!

[Coronita]

Dear Landlord,

Thank you for your offer. Unfortunately, I have heard from Piggington that it is far more difficult to purchase a home that is a Short Sale than a home that is in Foreclosure, so I think I will just wait at this point.

Thank you,

Renter.

 

P.S. please let me know when you stop making loan payments so that I can stop paying you rent.

 

P.P.S. Feel free to remove all appliances and decorations that I designate as ugly and unfit for my tastes to resell on Craigslist. Please, though leave all plumbing, electricity, and drainage alone, and don't touch my personal stuff please. If you feel a need to urinate, please do so at the expense of your own place of residence.

 

[img_assist|nid=5962|title=selfportrait|desc=|link=node|align=left|width=100|height=80]

—– Sour grapes for everyone!

[Coronita]

Dear Landlord,

Thank you for your offer. Unfortunately, I have heard from Piggington that it is far more difficult to purchase a home that is a Short Sale than a home that is in Foreclosure, so I think I will just wait at this point.

Thank you,

Renter.

 

P.S. please let me know when you stop making loan payments so that I can stop paying you rent.

 

P.P.S. Feel free to remove all appliances and decorations that I designate as ugly and unfit for my tastes to resell on Craigslist. Please, though leave all plumbing, electricity, and drainage alone, and don't touch my personal stuff please. If you feel a need to urinate, please do so at the expense of your own place of residence.

 

[img_assist|nid=5962|title=selfportrait|desc=|link=node|align=left|width=100|height=80]

—– Sour grapes for everyone!

[Author]

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