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March 24, 2010 at 1:22 PM #531387March 24, 2010 at 1:29 PM #530446CoronitaParticipant
Sorry to hear that. I think for some, all this means is re-aligning budgets. Since the government is doing a fine job taking care of the needy, I suppose one doesn’t need to give as much in charitable contributions moving forward now. The other thing is…Start selling assets and taking your gains while the tax rates are low.
March 24, 2010 at 1:29 PM #530574CoronitaParticipantSorry to hear that. I think for some, all this means is re-aligning budgets. Since the government is doing a fine job taking care of the needy, I suppose one doesn’t need to give as much in charitable contributions moving forward now. The other thing is…Start selling assets and taking your gains while the tax rates are low.
March 24, 2010 at 1:29 PM #531025CoronitaParticipantSorry to hear that. I think for some, all this means is re-aligning budgets. Since the government is doing a fine job taking care of the needy, I suppose one doesn’t need to give as much in charitable contributions moving forward now. The other thing is…Start selling assets and taking your gains while the tax rates are low.
March 24, 2010 at 1:29 PM #531123CoronitaParticipantSorry to hear that. I think for some, all this means is re-aligning budgets. Since the government is doing a fine job taking care of the needy, I suppose one doesn’t need to give as much in charitable contributions moving forward now. The other thing is…Start selling assets and taking your gains while the tax rates are low.
March 24, 2010 at 1:29 PM #531382CoronitaParticipantSorry to hear that. I think for some, all this means is re-aligning budgets. Since the government is doing a fine job taking care of the needy, I suppose one doesn’t need to give as much in charitable contributions moving forward now. The other thing is…Start selling assets and taking your gains while the tax rates are low.
March 24, 2010 at 1:35 PM #530461danielwisParticipantI agree.
I think you should cancel your insurance. In fact I think you should ask your company to eliminate your job. Maybe they could send it over seas. Maybe then you’d have some empathy for people with real problems. You know, problems slightly greater than not being able to use your HSA to buy aspirin.
March 24, 2010 at 1:35 PM #530589danielwisParticipantI agree.
I think you should cancel your insurance. In fact I think you should ask your company to eliminate your job. Maybe they could send it over seas. Maybe then you’d have some empathy for people with real problems. You know, problems slightly greater than not being able to use your HSA to buy aspirin.
March 24, 2010 at 1:35 PM #531040danielwisParticipantI agree.
I think you should cancel your insurance. In fact I think you should ask your company to eliminate your job. Maybe they could send it over seas. Maybe then you’d have some empathy for people with real problems. You know, problems slightly greater than not being able to use your HSA to buy aspirin.
March 24, 2010 at 1:35 PM #531138danielwisParticipantI agree.
I think you should cancel your insurance. In fact I think you should ask your company to eliminate your job. Maybe they could send it over seas. Maybe then you’d have some empathy for people with real problems. You know, problems slightly greater than not being able to use your HSA to buy aspirin.
March 24, 2010 at 1:35 PM #531397danielwisParticipantI agree.
I think you should cancel your insurance. In fact I think you should ask your company to eliminate your job. Maybe they could send it over seas. Maybe then you’d have some empathy for people with real problems. You know, problems slightly greater than not being able to use your HSA to buy aspirin.
March 24, 2010 at 1:40 PM #530466SK in CVParticipant[quote=CONCHO]Thanks for the explanation SK. So this means that if you’re currently paying $11200/year you will pay $11867/year under this new system? Many people with any sort of serious pre-existing condition will get hit by this, $1000/mo premiums are not uncommon at all.
[/quote]
I suspect the number of people hit by the excise tax will be quite small. I don’t know very much about insurance premiums in other states, but in California, a $1,000 a month policy for a single person is pretty damn expensive. I have a bill here in front of me for a 64 year old man (he turns 65 next month), and the premium, including his 21 year old son is $942 a month. It’s an individual policy, with the largest preferred provider network in the state, a $500 annual deductible and $10 copays for dr. visits. It’s damn good coverage, close to the most expensive that Anthem Blue Cross offers for a PPO.
Aetna’s most expensive small group HMO (with a $10 copay) for 60-64 year olds has annual premiums of $10,872. The $15 copay (which I pay for my staff) is $10,212 for that same age group. The annual premiums would go up by about $8 a year. Only for the oldest age bracket.
March 24, 2010 at 1:40 PM #530594SK in CVParticipant[quote=CONCHO]Thanks for the explanation SK. So this means that if you’re currently paying $11200/year you will pay $11867/year under this new system? Many people with any sort of serious pre-existing condition will get hit by this, $1000/mo premiums are not uncommon at all.
[/quote]
I suspect the number of people hit by the excise tax will be quite small. I don’t know very much about insurance premiums in other states, but in California, a $1,000 a month policy for a single person is pretty damn expensive. I have a bill here in front of me for a 64 year old man (he turns 65 next month), and the premium, including his 21 year old son is $942 a month. It’s an individual policy, with the largest preferred provider network in the state, a $500 annual deductible and $10 copays for dr. visits. It’s damn good coverage, close to the most expensive that Anthem Blue Cross offers for a PPO.
Aetna’s most expensive small group HMO (with a $10 copay) for 60-64 year olds has annual premiums of $10,872. The $15 copay (which I pay for my staff) is $10,212 for that same age group. The annual premiums would go up by about $8 a year. Only for the oldest age bracket.
March 24, 2010 at 1:40 PM #531045SK in CVParticipant[quote=CONCHO]Thanks for the explanation SK. So this means that if you’re currently paying $11200/year you will pay $11867/year under this new system? Many people with any sort of serious pre-existing condition will get hit by this, $1000/mo premiums are not uncommon at all.
[/quote]
I suspect the number of people hit by the excise tax will be quite small. I don’t know very much about insurance premiums in other states, but in California, a $1,000 a month policy for a single person is pretty damn expensive. I have a bill here in front of me for a 64 year old man (he turns 65 next month), and the premium, including his 21 year old son is $942 a month. It’s an individual policy, with the largest preferred provider network in the state, a $500 annual deductible and $10 copays for dr. visits. It’s damn good coverage, close to the most expensive that Anthem Blue Cross offers for a PPO.
Aetna’s most expensive small group HMO (with a $10 copay) for 60-64 year olds has annual premiums of $10,872. The $15 copay (which I pay for my staff) is $10,212 for that same age group. The annual premiums would go up by about $8 a year. Only for the oldest age bracket.
March 24, 2010 at 1:40 PM #531143SK in CVParticipant[quote=CONCHO]Thanks for the explanation SK. So this means that if you’re currently paying $11200/year you will pay $11867/year under this new system? Many people with any sort of serious pre-existing condition will get hit by this, $1000/mo premiums are not uncommon at all.
[/quote]
I suspect the number of people hit by the excise tax will be quite small. I don’t know very much about insurance premiums in other states, but in California, a $1,000 a month policy for a single person is pretty damn expensive. I have a bill here in front of me for a 64 year old man (he turns 65 next month), and the premium, including his 21 year old son is $942 a month. It’s an individual policy, with the largest preferred provider network in the state, a $500 annual deductible and $10 copays for dr. visits. It’s damn good coverage, close to the most expensive that Anthem Blue Cross offers for a PPO.
Aetna’s most expensive small group HMO (with a $10 copay) for 60-64 year olds has annual premiums of $10,872. The $15 copay (which I pay for my staff) is $10,212 for that same age group. The annual premiums would go up by about $8 a year. Only for the oldest age bracket.
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