Credit Score and mortgages

[Blissful Ignoramus]

My wife (due to a parking ticket she didn’t know about going to collection in 2002) has a Transunion credit score 90 points lower than the other two. Mine are all three within about 30 points. Other than the one low one of my wife’s, they’re all in the 780s/790s.

How do mortgage lenders look at that? Do they average across the three scores? Take the lowest score? The highest?

Thanks!

[waterboy]

I would think they avg the three but I also have the same question. To add to it, if 2 people are on loan do they avg all 6 scores? Thanks

[waterboy]

I would think they avg the three but I also have the same question. To add to it, if 2 people are on loan do they avg all 6 scores? Thanks

[waterboy]

I would think they avg the three but I also have the same question. To add to it, if 2 people are on loan do they avg all 6 scores? Thanks

[waterboy]

I would think they avg the three but I also have the same question. To add to it, if 2 people are on loan do they avg all 6 scores? Thanks

[waterboy]

I would think they avg the three but I also have the same question. To add to it, if 2 people are on loan do they avg all 6 scores? Thanks

[(former)FormerSanDiegan]

“How do mortgage lenders look at that? Do they average across the three scores? Take the lowest score? The highest? ”

None of these.

They typically use the median (the middle score)

[(former)FormerSanDiegan]

“How do mortgage lenders look at that? Do they average across the three scores? Take the lowest score? The highest? ”

None of these.

They typically use the median (the middle score)

[(former)FormerSanDiegan]

“How do mortgage lenders look at that? Do they average across the three scores? Take the lowest score? The highest? ”

None of these.

They typically use the median (the middle score)

[(former)FormerSanDiegan]

“How do mortgage lenders look at that? Do they average across the three scores? Take the lowest score? The highest? ”

None of these.

They typically use the median (the middle score)

[(former)FormerSanDiegan]

“How do mortgage lenders look at that? Do they average across the three scores? Take the lowest score? The highest? ”

None of these.

They typically use the median (the middle score)

[Blissful Ignoramus]

[quote=FormerSanDiegan]”How do mortgage lenders look at that? Do they average across the three scores? Take the lowest score? The highest? ”

None of these.

They typically use the median (the middle score)[/quote]

Good news. Thanks!

[Blissful Ignoramus]

[quote=FormerSanDiegan]”How do mortgage lenders look at that? Do they average across the three scores? Take the lowest score? The highest? ”

None of these.

They typically use the median (the middle score)[/quote]

Good news. Thanks!

[Blissful Ignoramus]

[quote=FormerSanDiegan]”How do mortgage lenders look at that? Do they average across the three scores? Take the lowest score? The highest? ”

None of these.

They typically use the median (the middle score)[/quote]

Good news. Thanks!

[Blissful Ignoramus]

[quote=FormerSanDiegan]”How do mortgage lenders look at that? Do they average across the three scores? Take the lowest score? The highest? ”

None of these.

They typically use the median (the middle score)[/quote]

Good news. Thanks!

[Author]

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