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  • May 4, 2009 at 11:01 AM #392840
    DataAgent
    Participant

    Since it sounds like you’ll be spending a good amount of money on your credit card, why not go with a card that offers a nice rebate or some sort of points? My card of choice is Citibank’s AAdvantage Mastercard card which gives me frequent flyer points on American Airlines. Since I charge a lot for business purposes, I’ve taken several free airline trips over the years as a result.

    May 4, 2009 at 11:14 AM #392580
    VCJIM
    Participant

    Thanks for the feedback, much appreciated. I will look into the AAdvantage Mastercard. Most of my expenses are business related.

    sdrealtor: I’m in Ventura County. The low end got hammered over the last year (700K is now 450K ish), the higher end is now showing the bigger declines on a month-to-month basis. I can buy now for what it costs me to rent, but I am looking for a bottom. Very few houses come up for sale by choice, almost all are distressed. I’m considering starting to look for a good realtor, maybe purchase in Fall. My rental house is in a perfect area (near my son’s school) and I have great landlords, nice house). So no pressure on that front.

    My business has slowed, not to the point where I need to lay anyone off, but I am ultra conservative (to a fault). I keep seeing / hearing of lost jobs here, so I am feeling that this economic “bounce” we are seeing (in the market) is based on hot air.

    May 4, 2009 at 11:14 AM #393056
    VCJIM
    Participant

    Thanks for the feedback, much appreciated. I will look into the AAdvantage Mastercard. Most of my expenses are business related.

    sdrealtor: I’m in Ventura County. The low end got hammered over the last year (700K is now 450K ish), the higher end is now showing the bigger declines on a month-to-month basis. I can buy now for what it costs me to rent, but I am looking for a bottom. Very few houses come up for sale by choice, almost all are distressed. I’m considering starting to look for a good realtor, maybe purchase in Fall. My rental house is in a perfect area (near my son’s school) and I have great landlords, nice house). So no pressure on that front.

    My business has slowed, not to the point where I need to lay anyone off, but I am ultra conservative (to a fault). I keep seeing / hearing of lost jobs here, so I am feeling that this economic “bounce” we are seeing (in the market) is based on hot air.

    May 4, 2009 at 11:14 AM #393107
    VCJIM
    Participant

    Thanks for the feedback, much appreciated. I will look into the AAdvantage Mastercard. Most of my expenses are business related.

    sdrealtor: I’m in Ventura County. The low end got hammered over the last year (700K is now 450K ish), the higher end is now showing the bigger declines on a month-to-month basis. I can buy now for what it costs me to rent, but I am looking for a bottom. Very few houses come up for sale by choice, almost all are distressed. I’m considering starting to look for a good realtor, maybe purchase in Fall. My rental house is in a perfect area (near my son’s school) and I have great landlords, nice house). So no pressure on that front.

    My business has slowed, not to the point where I need to lay anyone off, but I am ultra conservative (to a fault). I keep seeing / hearing of lost jobs here, so I am feeling that this economic “bounce” we are seeing (in the market) is based on hot air.

    May 4, 2009 at 11:14 AM #392845
    VCJIM
    Participant

    Thanks for the feedback, much appreciated. I will look into the AAdvantage Mastercard. Most of my expenses are business related.

    sdrealtor: I’m in Ventura County. The low end got hammered over the last year (700K is now 450K ish), the higher end is now showing the bigger declines on a month-to-month basis. I can buy now for what it costs me to rent, but I am looking for a bottom. Very few houses come up for sale by choice, almost all are distressed. I’m considering starting to look for a good realtor, maybe purchase in Fall. My rental house is in a perfect area (near my son’s school) and I have great landlords, nice house). So no pressure on that front.

    My business has slowed, not to the point where I need to lay anyone off, but I am ultra conservative (to a fault). I keep seeing / hearing of lost jobs here, so I am feeling that this economic “bounce” we are seeing (in the market) is based on hot air.

    May 4, 2009 at 11:14 AM #393249
    VCJIM
    Participant

    Thanks for the feedback, much appreciated. I will look into the AAdvantage Mastercard. Most of my expenses are business related.

    sdrealtor: I’m in Ventura County. The low end got hammered over the last year (700K is now 450K ish), the higher end is now showing the bigger declines on a month-to-month basis. I can buy now for what it costs me to rent, but I am looking for a bottom. Very few houses come up for sale by choice, almost all are distressed. I’m considering starting to look for a good realtor, maybe purchase in Fall. My rental house is in a perfect area (near my son’s school) and I have great landlords, nice house). So no pressure on that front.

    My business has slowed, not to the point where I need to lay anyone off, but I am ultra conservative (to a fault). I keep seeing / hearing of lost jobs here, so I am feeling that this economic “bounce” we are seeing (in the market) is based on hot air.

    May 4, 2009 at 11:19 AM #392585
    VCJIM
    Participant

    DataAgent, the CitiBank site shows an annual fee after the first year. Have you been paying an annual fee?

    May 4, 2009 at 11:19 AM #393112
    VCJIM
    Participant

    DataAgent, the CitiBank site shows an annual fee after the first year. Have you been paying an annual fee?

    May 4, 2009 at 11:19 AM #392850
    VCJIM
    Participant

    DataAgent, the CitiBank site shows an annual fee after the first year. Have you been paying an annual fee?

    May 4, 2009 at 11:19 AM #393254
    VCJIM
    Participant

    DataAgent, the CitiBank site shows an annual fee after the first year. Have you been paying an annual fee?

    May 4, 2009 at 11:19 AM #393061
    VCJIM
    Participant

    DataAgent, the CitiBank site shows an annual fee after the first year. Have you been paying an annual fee?

    May 4, 2009 at 11:24 AM #392855
    DataAgent
    Participant

    VCJIM…
    Yes, I pay the fee. $85 a year I think. It’s the only card I pay for. The benefits I get far outweigh the annual fee.

    May 4, 2009 at 11:24 AM #393117
    DataAgent
    Participant

    VCJIM…
    Yes, I pay the fee. $85 a year I think. It’s the only card I pay for. The benefits I get far outweigh the annual fee.

    May 4, 2009 at 11:24 AM #393066
    DataAgent
    Participant

    VCJIM…
    Yes, I pay the fee. $85 a year I think. It’s the only card I pay for. The benefits I get far outweigh the annual fee.

    May 4, 2009 at 11:24 AM #393259
    DataAgent
    Participant

    VCJIM…
    Yes, I pay the fee. $85 a year I think. It’s the only card I pay for. The benefits I get far outweigh the annual fee.

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