By the way, the 1.5 FHA fee is not negotiable. I wish it was. Also, this amount is due to change in the future. Everyone pays the same amount now. When the change takes effect it will be higher or lower based on down payment and credit score. So if someone has bad credit if might be better to get the loan sooner, rather than later. I am not sure about that. I need to find out what the projected amounts will be.
