anyone used San Diego County Credit Union home loan?

[screnter]

It seems their ARM rates are good for jumbo loan
5/1 ARM: 4.99%, no points
7/1 ARM: 5.375%, no points

Anyone used SDCCU as home loan lender?
why its rate better than those banks?

[davelj]

Credit Unions tend to offer slightly lower rates on loans than banks because, unlike banks, they don’t pay corporate income taxes. One day large credit unions like San Diego County Credit Union will cease to exist. They should be paying taxes like everyone else. If their money is cheap, there’s no reason you shouldn’t avail yourself of it.

[davelj]

Credit Unions tend to offer slightly lower rates on loans than banks because, unlike banks, they don’t pay corporate income taxes. One day large credit unions like San Diego County Credit Union will cease to exist. They should be paying taxes like everyone else. If their money is cheap, there’s no reason you shouldn’t avail yourself of it.

[davelj]

Credit Unions tend to offer slightly lower rates on loans than banks because, unlike banks, they don’t pay corporate income taxes. One day large credit unions like San Diego County Credit Union will cease to exist. They should be paying taxes like everyone else. If their money is cheap, there’s no reason you shouldn’t avail yourself of it.

[davelj]

Credit Unions tend to offer slightly lower rates on loans than banks because, unlike banks, they don’t pay corporate income taxes. One day large credit unions like San Diego County Credit Union will cease to exist. They should be paying taxes like everyone else. If their money is cheap, there’s no reason you shouldn’t avail yourself of it.

[davelj]

Credit Unions tend to offer slightly lower rates on loans than banks because, unlike banks, they don’t pay corporate income taxes. One day large credit unions like San Diego County Credit Union will cease to exist. They should be paying taxes like everyone else. If their money is cheap, there’s no reason you shouldn’t avail yourself of it.

[rbeast]

I sound like a broken record, but when searching for re-fi home loan rates in Jan. (had gone thru Costco Lending Tree & multiple other brokers), with +++ closing costs & slippery eel mortgage brokers, Rich Toscano (on Pigg site) recommended his associate, John Simon – a mortgage broker to help sort thru mess.

Emailed John & he kindly referred me to SDCCU (coulda pulled down major buku bucks w/ self-reference or other cohort!!). Told me they were best for $$$ (ie., low closing costs; reputable; timely) – he was exactamudno correct!!

Thanks again, Rich & John!!!

[rbeast]

I sound like a broken record, but when searching for re-fi home loan rates in Jan. (had gone thru Costco Lending Tree & multiple other brokers), with +++ closing costs & slippery eel mortgage brokers, Rich Toscano (on Pigg site) recommended his associate, John Simon – a mortgage broker to help sort thru mess.

Emailed John & he kindly referred me to SDCCU (coulda pulled down major buku bucks w/ self-reference or other cohort!!). Told me they were best for $$$ (ie., low closing costs; reputable; timely) – he was exactamudno correct!!

Thanks again, Rich & John!!!

[rbeast]

I sound like a broken record, but when searching for re-fi home loan rates in Jan. (had gone thru Costco Lending Tree & multiple other brokers), with +++ closing costs & slippery eel mortgage brokers, Rich Toscano (on Pigg site) recommended his associate, John Simon – a mortgage broker to help sort thru mess.

Emailed John & he kindly referred me to SDCCU (coulda pulled down major buku bucks w/ self-reference or other cohort!!). Told me they were best for $$$ (ie., low closing costs; reputable; timely) – he was exactamudno correct!!

Thanks again, Rich & John!!!

[rbeast]

I sound like a broken record, but when searching for re-fi home loan rates in Jan. (had gone thru Costco Lending Tree & multiple other brokers), with +++ closing costs & slippery eel mortgage brokers, Rich Toscano (on Pigg site) recommended his associate, John Simon – a mortgage broker to help sort thru mess.

Emailed John & he kindly referred me to SDCCU (coulda pulled down major buku bucks w/ self-reference or other cohort!!). Told me they were best for $$$ (ie., low closing costs; reputable; timely) – he was exactamudno correct!!

Thanks again, Rich & John!!!

[rbeast]

I sound like a broken record, but when searching for re-fi home loan rates in Jan. (had gone thru Costco Lending Tree & multiple other brokers), with +++ closing costs & slippery eel mortgage brokers, Rich Toscano (on Pigg site) recommended his associate, John Simon – a mortgage broker to help sort thru mess.

Emailed John & he kindly referred me to SDCCU (coulda pulled down major buku bucks w/ self-reference or other cohort!!). Told me they were best for $$$ (ie., low closing costs; reputable; timely) – he was exactamudno correct!!

Thanks again, Rich & John!!!

[screnter]

from what you said, SDCCU appears to be a very good lender. Is it good for both purchasing and refi?

[screnter]

from what you said, SDCCU appears to be a very good lender. Is it good for both purchasing and refi?

[screnter]

from what you said, SDCCU appears to be a very good lender. Is it good for both purchasing and refi?

[screnter]

from what you said, SDCCU appears to be a very good lender. Is it good for both purchasing and refi?

[Author]

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