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I would think that the FHA program is pretty cookie cutter so the lender are not going to have much differentiation. If it is like a Federal student Loan you can talk to 10 different lenders and they all have the same rates and terns.
Did you ever consider looking at the Chafa (california Housing Assistance Program) http://www.calhfa.ca.gov/homebuyer/programs/cal30-conv.htm