Any lender recommendations??

[HLS]

Without knowing what you qualify for, it is impossible for anybody to quote you a rate that is accurate.

IF you qualify, AT THE MOMENT, 30 YR fixed rates on a single family house are around 4.875% with no points, on loans below $417,000. (Condos are higher)
If you aren’t putting at least 20% down, you will have mortgage insurance added.

Rates can (and do) change at any time. Contact me privately if you would like to know what you qualify for. My office is in Carlsbad and I do loans anywhere in CA for 1 to 4 unit properties.
5YR and 7YR ARMS start at 3.50% these days.

There is no such thing as one rate that fits everybody. It’s never been more difficult to qualify for a loan and as many people are finding out, banks have higher rates today. Until you are locked in, approved and underwritten, quotes mean nothing. HLS

[bob2007]

I would seriously check with HLS to see what he can provide. He is very upfront about rates and fees.

[bob2007]

I would seriously check with HLS to see what he can provide. He is very upfront about rates and fees.

[bob2007]

I would seriously check with HLS to see what he can provide. He is very upfront about rates and fees.

[bob2007]

I would seriously check with HLS to see what he can provide. He is very upfront about rates and fees.

[bob2007]

I would seriously check with HLS to see what he can provide. He is very upfront about rates and fees.

[GoUSC]

I used a local broker with Wells Fargo. He closed a very complex FHA loan in 30 days (unheard of) and the rate was very competitive (5% back in August). The fees were also very fair (outside of FHA).

He understands the whole process to the tee and we were in contact with him and his processor every day. I have since referred him to quite a few people and they have all been VERY satisfied.

If you would like it email radelow AT yahoo DOT com

THANKS!

[GoUSC]

I used a local broker with Wells Fargo. He closed a very complex FHA loan in 30 days (unheard of) and the rate was very competitive (5% back in August). The fees were also very fair (outside of FHA).

He understands the whole process to the tee and we were in contact with him and his processor every day. I have since referred him to quite a few people and they have all been VERY satisfied.

If you would like it email radelow AT yahoo DOT com

THANKS!

[GoUSC]

I used a local broker with Wells Fargo. He closed a very complex FHA loan in 30 days (unheard of) and the rate was very competitive (5% back in August). The fees were also very fair (outside of FHA).

He understands the whole process to the tee and we were in contact with him and his processor every day. I have since referred him to quite a few people and they have all been VERY satisfied.

If you would like it email radelow AT yahoo DOT com

THANKS!

[GoUSC]

I used a local broker with Wells Fargo. He closed a very complex FHA loan in 30 days (unheard of) and the rate was very competitive (5% back in August). The fees were also very fair (outside of FHA).

He understands the whole process to the tee and we were in contact with him and his processor every day. I have since referred him to quite a few people and they have all been VERY satisfied.

If you would like it email radelow AT yahoo DOT com

THANKS!

[GoUSC]

I used a local broker with Wells Fargo. He closed a very complex FHA loan in 30 days (unheard of) and the rate was very competitive (5% back in August). The fees were also very fair (outside of FHA).

He understands the whole process to the tee and we were in contact with him and his processor every day. I have since referred him to quite a few people and they have all been VERY satisfied.

If you would like it email radelow AT yahoo DOT com

THANKS!

[Raybyrnes]

I would think that the FHA program is pretty cookie cutter so the lender are not going to have much differentiation.
If it is like a Federal student Loan you can talk to 10 different lenders and they all have the same rates and terns.

Did you ever consider looking at the Chafa (california Housing Assistance Program) http://www.calhfa.ca.gov/homebuyer/programs/cal30-conv.htm

[Raybyrnes]

I would think that the FHA program is pretty cookie cutter so the lender are not going to have much differentiation.
If it is like a Federal student Loan you can talk to 10 different lenders and they all have the same rates and terns.

Did you ever consider looking at the Chafa (california Housing Assistance Program) http://www.calhfa.ca.gov/homebuyer/programs/cal30-conv.htm

[Raybyrnes]

I would think that the FHA program is pretty cookie cutter so the lender are not going to have much differentiation.
If it is like a Federal student Loan you can talk to 10 different lenders and they all have the same rates and terns.

Did you ever consider looking at the Chafa (california Housing Assistance Program) http://www.calhfa.ca.gov/homebuyer/programs/cal30-conv.htm

[Raybyrnes]

I would think that the FHA program is pretty cookie cutter so the lender are not going to have much differentiation.
If it is like a Federal student Loan you can talk to 10 different lenders and they all have the same rates and terns.

Did you ever consider looking at the Chafa (california Housing Assistance Program) http://www.calhfa.ca.gov/homebuyer/programs/cal30-conv.htm

[Author]

Posts