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  • March 20, 2009 at 12:55 PM #370454
    sdcellar
    Participant

    [quote=sdrealtor]There are plenty of people with money out there. Far more than not I beleive.[/quote]Countywide? Countrywide? I’m not so sure about that. Sure plenty of people with money, but they can’t do it alone.

    [quote=sdrealtor]The psychology is such that they are not spending. This would stimulate every sector of the economy.[/quote]As with all things, there are different folks at different strata. Those who truly have money are still spending it (I think). Each step down is probably tighter and there are many who probabably can’t/won’t play in the re-fi party.

    [quote=sdrealtor]Putting discretionary income income the hands of the financial disciplined masses would do alot to help fix our imbalance over time.[/quote]I’m not completely sure this is going to address the psychology issue. You said there are plenty of people with money (and likely at very low risk), what’s stopping them right now?

    One answer might be job uncertainty. Well, if it’s that, an extra few-hundo a month ain’t gonna give anybody the warm fuzzies.

    All my pushback aside, it’s pretty undeniable that lower interest rates will help. It’s the extent that’s in question and, of course, we can only go so far with it.

    Consumption seems to have caught up with us and the world is paying the price right now, I’m just not sure where the tab ends. (sheesh, that sounds a lot more doom and gloom than I mean to be or even am–guess it’s just the relative unchartedness of all of this)

    March 20, 2009 at 3:44 PM #370909
    sdrealtor
    Participant

    Aldante
    I have more business than i can possibly handle and none of it is from here. you need to get out more. I have friends all of the country. There is alot more going on than you are aware of.

    Your lack of wealth or loss of your wealth doesnot mean that is where everyone else is………

    sdr

    March 20, 2009 at 3:44 PM #370623
    sdrealtor
    Participant

    Aldante
    I have more business than i can possibly handle and none of it is from here. you need to get out more. I have friends all of the country. There is alot more going on than you are aware of.

    Your lack of wealth or loss of your wealth doesnot mean that is where everyone else is………

    sdr

    March 20, 2009 at 3:44 PM #371075
    sdrealtor
    Participant

    Aldante
    I have more business than i can possibly handle and none of it is from here. you need to get out more. I have friends all of the country. There is alot more going on than you are aware of.

    Your lack of wealth or loss of your wealth doesnot mean that is where everyone else is………

    sdr

    March 20, 2009 at 3:44 PM #371231
    sdrealtor
    Participant

    Aldante
    I have more business than i can possibly handle and none of it is from here. you need to get out more. I have friends all of the country. There is alot more going on than you are aware of.

    Your lack of wealth or loss of your wealth doesnot mean that is where everyone else is………

    sdr

    March 20, 2009 at 3:44 PM #371119
    sdrealtor
    Participant

    Aldante
    I have more business than i can possibly handle and none of it is from here. you need to get out more. I have friends all of the country. There is alot more going on than you are aware of.

    Your lack of wealth or loss of your wealth doesnot mean that is where everyone else is………

    sdr

    March 20, 2009 at 4:06 PM #370647
    aldante
    Participant

    Kudos to you for getting it right. May God bless you and yours.

    March 20, 2009 at 4:06 PM #370932
    aldante
    Participant

    Kudos to you for getting it right. May God bless you and yours.

    March 20, 2009 at 4:06 PM #371256
    aldante
    Participant

    Kudos to you for getting it right. May God bless you and yours.

    March 20, 2009 at 4:06 PM #371100
    aldante
    Participant

    Kudos to you for getting it right. May God bless you and yours.

    March 20, 2009 at 4:06 PM #371144
    aldante
    Participant

    Kudos to you for getting it right. May God bless you and yours.

    March 20, 2009 at 9:38 PM #370824
    macromaniac
    Participant

    SD Realtor,

    Let another man praise you and not your own lips. By the way, interest rates are not at 4.5% right now unless you pay 2 points to buy down the rate. Sure, you can go to 4% if you pay 4 points to buy down the rate….

    Hey realtor, I think rates are 3.5% if you buy down the rate 10 points….duh…

    Don’t pat yourself on the back around here until you get the facts straight…

    Amazing…another self interest case….full of himself too….

    What is your next post going to be?

    I am right again?
    I am a smart Realtor?
    I am full of myself?
    Time to buy before they run out of land?

    Go look at the chart on the homepage of the unemployment figures and add about 10% on top of that….yea…good time to buy…lol

    March 20, 2009 at 9:38 PM #371280
    macromaniac
    Participant

    SD Realtor,

    Let another man praise you and not your own lips. By the way, interest rates are not at 4.5% right now unless you pay 2 points to buy down the rate. Sure, you can go to 4% if you pay 4 points to buy down the rate….

    Hey realtor, I think rates are 3.5% if you buy down the rate 10 points….duh…

    Don’t pat yourself on the back around here until you get the facts straight…

    Amazing…another self interest case….full of himself too….

    What is your next post going to be?

    I am right again?
    I am a smart Realtor?
    I am full of myself?
    Time to buy before they run out of land?

    Go look at the chart on the homepage of the unemployment figures and add about 10% on top of that….yea…good time to buy…lol

    March 20, 2009 at 9:38 PM #371324
    macromaniac
    Participant

    SD Realtor,

    Let another man praise you and not your own lips. By the way, interest rates are not at 4.5% right now unless you pay 2 points to buy down the rate. Sure, you can go to 4% if you pay 4 points to buy down the rate….

    Hey realtor, I think rates are 3.5% if you buy down the rate 10 points….duh…

    Don’t pat yourself on the back around here until you get the facts straight…

    Amazing…another self interest case….full of himself too….

    What is your next post going to be?

    I am right again?
    I am a smart Realtor?
    I am full of myself?
    Time to buy before they run out of land?

    Go look at the chart on the homepage of the unemployment figures and add about 10% on top of that….yea…good time to buy…lol

    March 20, 2009 at 9:38 PM #371436
    macromaniac
    Participant

    SD Realtor,

    Let another man praise you and not your own lips. By the way, interest rates are not at 4.5% right now unless you pay 2 points to buy down the rate. Sure, you can go to 4% if you pay 4 points to buy down the rate….

    Hey realtor, I think rates are 3.5% if you buy down the rate 10 points….duh…

    Don’t pat yourself on the back around here until you get the facts straight…

    Amazing…another self interest case….full of himself too….

    What is your next post going to be?

    I am right again?
    I am a smart Realtor?
    I am full of myself?
    Time to buy before they run out of land?

    Go look at the chart on the homepage of the unemployment figures and add about 10% on top of that….yea…good time to buy…lol

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