An idea I would like some feedback on!

[sdduuuude]

Would be nice to make a pure interest rate play at the right time. Grab a cash-out, fixed rate loan before rates start up, put the money in short term CDs for a year or two. When rates rise, buy higher rate long-term CDs.

I just think it is too early, though I’m not in tune with the debt markets to really time it.

A good hedged portfolio would be a better play than pure commodities, I think.

[IONEGARM]

[quote=socrattt][quote=IONEGARM]Congrats, that is the worst idea I have heard today.

But I have hope, the day isn’t over yet.[/quote]

Let me guess you are waiting for your bailout and your mind never crossed the path of free thinking.

To all others who actually replied to my post with a common sense approach I appreciate it. My situation is a bit different than most. I do have hundreds of thousands of dollars to tap into as far as credit cards are concerned. I have a large amount of cash and my plan is to still pay the debt off within 1-2 years. I am not doing anything more than putting my monthly debt on cards. Obviously I can’t use credit cards for everything.

I know we haven’t hit hyper inflation quite yet, but I am betting that things will be changing within 2-3 months. Again, I am taking into consideration that I may be paying 15%-20%, but there is a great chance commodities will continue to increase and an even better chance that the dollar will devalue.

[/quote]

You are betting a lot on one outcome and paying for the privilege to do it. It is quite simply stupid.

Investors don’t think like that, gamblers do.

If you really think of commodities as an invesmtment maybe you can let me know their earnings and dividend yield? What, there is none? So your complete bet (and it is a bet, not an investment) is a one way movement in price? You don’t even begin to understand the depths of the dynamics and yet you want to leverage up some high cost debt because you “feel” the time is right.

Congrats, you win for the day. You might even win for the month.

But by all means, dive right in, be sure to keep us well informed of your purchases and borrowings.

[IONEGARM]

[quote=socrattt][quote=IONEGARM]Congrats, that is the worst idea I have heard today.

But I have hope, the day isn’t over yet.[/quote]

Let me guess you are waiting for your bailout and your mind never crossed the path of free thinking.

To all others who actually replied to my post with a common sense approach I appreciate it. My situation is a bit different than most. I do have hundreds of thousands of dollars to tap into as far as credit cards are concerned. I have a large amount of cash and my plan is to still pay the debt off within 1-2 years. I am not doing anything more than putting my monthly debt on cards. Obviously I can’t use credit cards for everything.

I know we haven’t hit hyper inflation quite yet, but I am betting that things will be changing within 2-3 months. Again, I am taking into consideration that I may be paying 15%-20%, but there is a great chance commodities will continue to increase and an even better chance that the dollar will devalue.

[/quote]

You are betting a lot on one outcome and paying for the privilege to do it. It is quite simply stupid.

Investors don’t think like that, gamblers do.

If you really think of commodities as an invesmtment maybe you can let me know their earnings and dividend yield? What, there is none? So your complete bet (and it is a bet, not an investment) is a one way movement in price? You don’t even begin to understand the depths of the dynamics and yet you want to leverage up some high cost debt because you “feel” the time is right.

Congrats, you win for the day. You might even win for the month.

But by all means, dive right in, be sure to keep us well informed of your purchases and borrowings.

[IONEGARM]

[quote=socrattt][quote=IONEGARM]Congrats, that is the worst idea I have heard today.

But I have hope, the day isn’t over yet.[/quote]

Let me guess you are waiting for your bailout and your mind never crossed the path of free thinking.

To all others who actually replied to my post with a common sense approach I appreciate it. My situation is a bit different than most. I do have hundreds of thousands of dollars to tap into as far as credit cards are concerned. I have a large amount of cash and my plan is to still pay the debt off within 1-2 years. I am not doing anything more than putting my monthly debt on cards. Obviously I can’t use credit cards for everything.

I know we haven’t hit hyper inflation quite yet, but I am betting that things will be changing within 2-3 months. Again, I am taking into consideration that I may be paying 15%-20%, but there is a great chance commodities will continue to increase and an even better chance that the dollar will devalue.

[/quote]

You are betting a lot on one outcome and paying for the privilege to do it. It is quite simply stupid.

Investors don’t think like that, gamblers do.

If you really think of commodities as an invesmtment maybe you can let me know their earnings and dividend yield? What, there is none? So your complete bet (and it is a bet, not an investment) is a one way movement in price? You don’t even begin to understand the depths of the dynamics and yet you want to leverage up some high cost debt because you “feel” the time is right.

Congrats, you win for the day. You might even win for the month.

But by all means, dive right in, be sure to keep us well informed of your purchases and borrowings.

[IONEGARM]

[quote=socrattt][quote=IONEGARM]Congrats, that is the worst idea I have heard today.

But I have hope, the day isn’t over yet.[/quote]

Let me guess you are waiting for your bailout and your mind never crossed the path of free thinking.

To all others who actually replied to my post with a common sense approach I appreciate it. My situation is a bit different than most. I do have hundreds of thousands of dollars to tap into as far as credit cards are concerned. I have a large amount of cash and my plan is to still pay the debt off within 1-2 years. I am not doing anything more than putting my monthly debt on cards. Obviously I can’t use credit cards for everything.

I know we haven’t hit hyper inflation quite yet, but I am betting that things will be changing within 2-3 months. Again, I am taking into consideration that I may be paying 15%-20%, but there is a great chance commodities will continue to increase and an even better chance that the dollar will devalue.

[/quote]

You are betting a lot on one outcome and paying for the privilege to do it. It is quite simply stupid.

Investors don’t think like that, gamblers do.

If you really think of commodities as an invesmtment maybe you can let me know their earnings and dividend yield? What, there is none? So your complete bet (and it is a bet, not an investment) is a one way movement in price? You don’t even begin to understand the depths of the dynamics and yet you want to leverage up some high cost debt because you “feel” the time is right.

Congrats, you win for the day. You might even win for the month.

But by all means, dive right in, be sure to keep us well informed of your purchases and borrowings.

[IONEGARM]

[quote=socrattt][quote=IONEGARM]Congrats, that is the worst idea I have heard today.

But I have hope, the day isn’t over yet.[/quote]

Let me guess you are waiting for your bailout and your mind never crossed the path of free thinking.

To all others who actually replied to my post with a common sense approach I appreciate it. My situation is a bit different than most. I do have hundreds of thousands of dollars to tap into as far as credit cards are concerned. I have a large amount of cash and my plan is to still pay the debt off within 1-2 years. I am not doing anything more than putting my monthly debt on cards. Obviously I can’t use credit cards for everything.

I know we haven’t hit hyper inflation quite yet, but I am betting that things will be changing within 2-3 months. Again, I am taking into consideration that I may be paying 15%-20%, but there is a great chance commodities will continue to increase and an even better chance that the dollar will devalue.

[/quote]

You are betting a lot on one outcome and paying for the privilege to do it. It is quite simply stupid.

Investors don’t think like that, gamblers do.

If you really think of commodities as an invesmtment maybe you can let me know their earnings and dividend yield? What, there is none? So your complete bet (and it is a bet, not an investment) is a one way movement in price? You don’t even begin to understand the depths of the dynamics and yet you want to leverage up some high cost debt because you “feel” the time is right.

Congrats, you win for the day. You might even win for the month.

But by all means, dive right in, be sure to keep us well informed of your purchases and borrowings.

[socrattt]

[quote=IONEGARM]
If you really think of commodities as an invesmtment maybe you can let me know their earnings and dividend yield? What, there is none? So your complete bet (and it is a bet, not an investment) is a one way movement in price? You don’t even begin to understand the depths of the dynamics and yet you want to leverage up some high cost debt because you “feel” the time is right.
[/quote]

IONEGARM, you obviously don’t take any risk hence your comments. Earnings or yield? Let’s see how many companies have earnings or produce yields over the next few years. You may have forgotten we are the brink of one of the biggest economic disasters of mankind. You are ignorant if you don’t think gold and silver will be the drug of choice over the long term. The US dollar is done, no longer will it be the reserve currency. We are run by a socialist movement that will destroy this country and YOU, as ignorant as you are, will be the one who isn’t prepared.

Every risk I take is calculated and I am highly diversified in other areas. I haven’t been successful sitting on the sidelines putting others down. I try to learn from others and I am first to admit not always right. Maybe one day you learn that negativity won’t get you too far, but that’s doubtful.

Thanks again to all other Piggs here. I guess I am the dumb one here for asking questions!!

[socrattt]

[quote=IONEGARM]
If you really think of commodities as an invesmtment maybe you can let me know their earnings and dividend yield? What, there is none? So your complete bet (and it is a bet, not an investment) is a one way movement in price? You don’t even begin to understand the depths of the dynamics and yet you want to leverage up some high cost debt because you “feel” the time is right.
[/quote]

IONEGARM, you obviously don’t take any risk hence your comments. Earnings or yield? Let’s see how many companies have earnings or produce yields over the next few years. You may have forgotten we are the brink of one of the biggest economic disasters of mankind. You are ignorant if you don’t think gold and silver will be the drug of choice over the long term. The US dollar is done, no longer will it be the reserve currency. We are run by a socialist movement that will destroy this country and YOU, as ignorant as you are, will be the one who isn’t prepared.

Every risk I take is calculated and I am highly diversified in other areas. I haven’t been successful sitting on the sidelines putting others down. I try to learn from others and I am first to admit not always right. Maybe one day you learn that negativity won’t get you too far, but that’s doubtful.

Thanks again to all other Piggs here. I guess I am the dumb one here for asking questions!!

[socrattt]

[quote=IONEGARM]
If you really think of commodities as an invesmtment maybe you can let me know their earnings and dividend yield? What, there is none? So your complete bet (and it is a bet, not an investment) is a one way movement in price? You don’t even begin to understand the depths of the dynamics and yet you want to leverage up some high cost debt because you “feel” the time is right.
[/quote]

IONEGARM, you obviously don’t take any risk hence your comments. Earnings or yield? Let’s see how many companies have earnings or produce yields over the next few years. You may have forgotten we are the brink of one of the biggest economic disasters of mankind. You are ignorant if you don’t think gold and silver will be the drug of choice over the long term. The US dollar is done, no longer will it be the reserve currency. We are run by a socialist movement that will destroy this country and YOU, as ignorant as you are, will be the one who isn’t prepared.

Every risk I take is calculated and I am highly diversified in other areas. I haven’t been successful sitting on the sidelines putting others down. I try to learn from others and I am first to admit not always right. Maybe one day you learn that negativity won’t get you too far, but that’s doubtful.

Thanks again to all other Piggs here. I guess I am the dumb one here for asking questions!!

[socrattt]

[quote=IONEGARM]
If you really think of commodities as an invesmtment maybe you can let me know their earnings and dividend yield? What, there is none? So your complete bet (and it is a bet, not an investment) is a one way movement in price? You don’t even begin to understand the depths of the dynamics and yet you want to leverage up some high cost debt because you “feel” the time is right.
[/quote]

IONEGARM, you obviously don’t take any risk hence your comments. Earnings or yield? Let’s see how many companies have earnings or produce yields over the next few years. You may have forgotten we are the brink of one of the biggest economic disasters of mankind. You are ignorant if you don’t think gold and silver will be the drug of choice over the long term. The US dollar is done, no longer will it be the reserve currency. We are run by a socialist movement that will destroy this country and YOU, as ignorant as you are, will be the one who isn’t prepared.

Every risk I take is calculated and I am highly diversified in other areas. I haven’t been successful sitting on the sidelines putting others down. I try to learn from others and I am first to admit not always right. Maybe one day you learn that negativity won’t get you too far, but that’s doubtful.

Thanks again to all other Piggs here. I guess I am the dumb one here for asking questions!!

[socrattt]

[quote=IONEGARM]
If you really think of commodities as an invesmtment maybe you can let me know their earnings and dividend yield? What, there is none? So your complete bet (and it is a bet, not an investment) is a one way movement in price? You don’t even begin to understand the depths of the dynamics and yet you want to leverage up some high cost debt because you “feel” the time is right.
[/quote]

IONEGARM, you obviously don’t take any risk hence your comments. Earnings or yield? Let’s see how many companies have earnings or produce yields over the next few years. You may have forgotten we are the brink of one of the biggest economic disasters of mankind. You are ignorant if you don’t think gold and silver will be the drug of choice over the long term. The US dollar is done, no longer will it be the reserve currency. We are run by a socialist movement that will destroy this country and YOU, as ignorant as you are, will be the one who isn’t prepared.

Every risk I take is calculated and I am highly diversified in other areas. I haven’t been successful sitting on the sidelines putting others down. I try to learn from others and I am first to admit not always right. Maybe one day you learn that negativity won’t get you too far, but that’s doubtful.

Thanks again to all other Piggs here. I guess I am the dumb one here for asking questions!!

[IONEGARM]

The whole process is flawed, the way you are proposing to invest in ANYTHING, not just commodities. It is just a short term bet, pure speculation on a gut feel. No analysis.

You think the dollar is done, Why was the treasury auction bid to cover so strong today? Or do you have the inside scoop with the central banks?

Why not foreign stocks, bonds or currencies? Why just commodities? Why not have a diversified portfolio and overweight somewhat in the areas you believe might do well. NO, this is all just a brilliant plan to make a quick buck by an obvious luminary who is beating the market and seeing things ahead of everybody else. You’ll be rich!

Let us know the day you make the trades.

[IONEGARM]

The whole process is flawed, the way you are proposing to invest in ANYTHING, not just commodities. It is just a short term bet, pure speculation on a gut feel. No analysis.

You think the dollar is done, Why was the treasury auction bid to cover so strong today? Or do you have the inside scoop with the central banks?

Why not foreign stocks, bonds or currencies? Why just commodities? Why not have a diversified portfolio and overweight somewhat in the areas you believe might do well. NO, this is all just a brilliant plan to make a quick buck by an obvious luminary who is beating the market and seeing things ahead of everybody else. You’ll be rich!

Let us know the day you make the trades.

[IONEGARM]

The whole process is flawed, the way you are proposing to invest in ANYTHING, not just commodities. It is just a short term bet, pure speculation on a gut feel. No analysis.

You think the dollar is done, Why was the treasury auction bid to cover so strong today? Or do you have the inside scoop with the central banks?

Why not foreign stocks, bonds or currencies? Why just commodities? Why not have a diversified portfolio and overweight somewhat in the areas you believe might do well. NO, this is all just a brilliant plan to make a quick buck by an obvious luminary who is beating the market and seeing things ahead of everybody else. You’ll be rich!

Let us know the day you make the trades.

[IONEGARM]

The whole process is flawed, the way you are proposing to invest in ANYTHING, not just commodities. It is just a short term bet, pure speculation on a gut feel. No analysis.

You think the dollar is done, Why was the treasury auction bid to cover so strong today? Or do you have the inside scoop with the central banks?

Why not foreign stocks, bonds or currencies? Why just commodities? Why not have a diversified portfolio and overweight somewhat in the areas you believe might do well. NO, this is all just a brilliant plan to make a quick buck by an obvious luminary who is beating the market and seeing things ahead of everybody else. You’ll be rich!

Let us know the day you make the trades.

[Author]

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