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October 20, 2008 at 3:40 PM #290657October 20, 2008 at 3:43 PM #290310(former)FormerSanDieganParticipant
[quote=BGinRB]I just tried to think of model of a person who could really afford a $300K housing unit. I don’t see that person being interested in 55y old 2/1.
The only possibility I see would be a retiree with strong ties to the area. [/quote]How about a young married couple in their late 20’s/early 30’s making a combined 80K (40 K each) who are tired of apartment life after 5 years ?
October 20, 2008 at 3:43 PM #290621(former)FormerSanDieganParticipant[quote=BGinRB]I just tried to think of model of a person who could really afford a $300K housing unit. I don’t see that person being interested in 55y old 2/1.
The only possibility I see would be a retiree with strong ties to the area. [/quote]How about a young married couple in their late 20’s/early 30’s making a combined 80K (40 K each) who are tired of apartment life after 5 years ?
October 20, 2008 at 3:43 PM #290626(former)FormerSanDieganParticipant[quote=BGinRB]I just tried to think of model of a person who could really afford a $300K housing unit. I don’t see that person being interested in 55y old 2/1.
The only possibility I see would be a retiree with strong ties to the area. [/quote]How about a young married couple in their late 20’s/early 30’s making a combined 80K (40 K each) who are tired of apartment life after 5 years ?
October 20, 2008 at 3:43 PM #290658(former)FormerSanDieganParticipant[quote=BGinRB]I just tried to think of model of a person who could really afford a $300K housing unit. I don’t see that person being interested in 55y old 2/1.
The only possibility I see would be a retiree with strong ties to the area. [/quote]How about a young married couple in their late 20’s/early 30’s making a combined 80K (40 K each) who are tired of apartment life after 5 years ?
October 20, 2008 at 3:43 PM #290662(former)FormerSanDieganParticipant[quote=BGinRB]I just tried to think of model of a person who could really afford a $300K housing unit. I don’t see that person being interested in 55y old 2/1.
The only possibility I see would be a retiree with strong ties to the area. [/quote]How about a young married couple in their late 20’s/early 30’s making a combined 80K (40 K each) who are tired of apartment life after 5 years ?
October 20, 2008 at 4:16 PM #290321urbanrealtorParticipantMost of what I am seeing in buyers would fall under this rubric.
TG: you are right. My numbers are off. I think 65-80k a year would be closer to what I am thinking of. Sorry.
One question: If there are 2 people grossing 25k a year each (12.50/hr) they are likely going to be taxed at a slightly lower rate than one person making 50k. Am I right or wrong about this?
That being said, most couples that are looking for a purchase make at least 60 a year. At least the ones I am seeing. When you figure that in a 2000 hr per person per year that works out to only 15/hr, its not so far-fetched. I am seeing those houses rent for $1700/mth but again, this may be just my experience.
http://sandiego.craigslist.org/csd/apa/886330344.html
http://sandiego.craigslist.org/csd/apa/882106900.htmlOctober 20, 2008 at 4:16 PM #290629urbanrealtorParticipantMost of what I am seeing in buyers would fall under this rubric.
TG: you are right. My numbers are off. I think 65-80k a year would be closer to what I am thinking of. Sorry.
One question: If there are 2 people grossing 25k a year each (12.50/hr) they are likely going to be taxed at a slightly lower rate than one person making 50k. Am I right or wrong about this?
That being said, most couples that are looking for a purchase make at least 60 a year. At least the ones I am seeing. When you figure that in a 2000 hr per person per year that works out to only 15/hr, its not so far-fetched. I am seeing those houses rent for $1700/mth but again, this may be just my experience.
http://sandiego.craigslist.org/csd/apa/886330344.html
http://sandiego.craigslist.org/csd/apa/882106900.htmlOctober 20, 2008 at 4:16 PM #290636urbanrealtorParticipantMost of what I am seeing in buyers would fall under this rubric.
TG: you are right. My numbers are off. I think 65-80k a year would be closer to what I am thinking of. Sorry.
One question: If there are 2 people grossing 25k a year each (12.50/hr) they are likely going to be taxed at a slightly lower rate than one person making 50k. Am I right or wrong about this?
That being said, most couples that are looking for a purchase make at least 60 a year. At least the ones I am seeing. When you figure that in a 2000 hr per person per year that works out to only 15/hr, its not so far-fetched. I am seeing those houses rent for $1700/mth but again, this may be just my experience.
http://sandiego.craigslist.org/csd/apa/886330344.html
http://sandiego.craigslist.org/csd/apa/882106900.htmlOctober 20, 2008 at 4:16 PM #290668urbanrealtorParticipantMost of what I am seeing in buyers would fall under this rubric.
TG: you are right. My numbers are off. I think 65-80k a year would be closer to what I am thinking of. Sorry.
One question: If there are 2 people grossing 25k a year each (12.50/hr) they are likely going to be taxed at a slightly lower rate than one person making 50k. Am I right or wrong about this?
That being said, most couples that are looking for a purchase make at least 60 a year. At least the ones I am seeing. When you figure that in a 2000 hr per person per year that works out to only 15/hr, its not so far-fetched. I am seeing those houses rent for $1700/mth but again, this may be just my experience.
http://sandiego.craigslist.org/csd/apa/886330344.html
http://sandiego.craigslist.org/csd/apa/882106900.htmlOctober 20, 2008 at 4:16 PM #290672urbanrealtorParticipantMost of what I am seeing in buyers would fall under this rubric.
TG: you are right. My numbers are off. I think 65-80k a year would be closer to what I am thinking of. Sorry.
One question: If there are 2 people grossing 25k a year each (12.50/hr) they are likely going to be taxed at a slightly lower rate than one person making 50k. Am I right or wrong about this?
That being said, most couples that are looking for a purchase make at least 60 a year. At least the ones I am seeing. When you figure that in a 2000 hr per person per year that works out to only 15/hr, its not so far-fetched. I am seeing those houses rent for $1700/mth but again, this may be just my experience.
http://sandiego.craigslist.org/csd/apa/886330344.html
http://sandiego.craigslist.org/csd/apa/882106900.htmlOctober 20, 2008 at 4:46 PM #290336EugeneParticipant[quote]One question: If there are 2 people grossing 25k a year each (12.50/hr) they are likely going to be taxed at a slightly lower rate than one person making 50k. Am I right or wrong about this?[/quote]
If they are filing a joint return, it should not matter if it’s 25k each or 50k single-income.
If we were talking about higher amounts (like 150k vs 75k+75k gross), it’s slightly better to have a single income, because social security and SDI taxes are capped. But that’s not a significant difference.
October 20, 2008 at 4:46 PM #290645EugeneParticipant[quote]One question: If there are 2 people grossing 25k a year each (12.50/hr) they are likely going to be taxed at a slightly lower rate than one person making 50k. Am I right or wrong about this?[/quote]
If they are filing a joint return, it should not matter if it’s 25k each or 50k single-income.
If we were talking about higher amounts (like 150k vs 75k+75k gross), it’s slightly better to have a single income, because social security and SDI taxes are capped. But that’s not a significant difference.
October 20, 2008 at 4:46 PM #290651EugeneParticipant[quote]One question: If there are 2 people grossing 25k a year each (12.50/hr) they are likely going to be taxed at a slightly lower rate than one person making 50k. Am I right or wrong about this?[/quote]
If they are filing a joint return, it should not matter if it’s 25k each or 50k single-income.
If we were talking about higher amounts (like 150k vs 75k+75k gross), it’s slightly better to have a single income, because social security and SDI taxes are capped. But that’s not a significant difference.
October 20, 2008 at 4:46 PM #290683EugeneParticipant[quote]One question: If there are 2 people grossing 25k a year each (12.50/hr) they are likely going to be taxed at a slightly lower rate than one person making 50k. Am I right or wrong about this?[/quote]
If they are filing a joint return, it should not matter if it’s 25k each or 50k single-income.
If we were talking about higher amounts (like 150k vs 75k+75k gross), it’s slightly better to have a single income, because social security and SDI taxes are capped. But that’s not a significant difference.
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