$500k and 33years old, when is enough enough?

[Coronita]

[quote=jstoesz][quote=bearishgurl]
This post just displays the depth and breadth of your misperceptions and ignorance about areas of SD County you may have never set foot into yourself. I can tick off from the top of my head more than a dozen SD metro zip codes that have decent-sized SFR’s with decent-sized lots currently listed for $170K to $300K. And yes, El Cajon is its OWN self-contained city with its own “refurbished” downtown area which is quite large. For a potential first-time buyer Pigg who has stated they don’t even have any children, you come off here as having ultra champagne tastes on a beer budget.
[/quote]

Hahahaha…BG. I really think you need to try living somewhere else. Just to see how it is. Maybe you have recently, but it sure does not seem like it. SD home prices are twice the price of other markets (save LA, SF, NY). most of El Cajon is a crap hole, even La Mesa is not a very safe place. I had several coworkers who lived near the La Mesa DT, and they can recount story upon story for you of broken into cars, and vandalized homes. BG I challenge you to open your eyes. I have lived in many places in the last 10 years, and SD was by far the least affordable. So yes houses exist for less the 175 (or whatever number) but are they even close to suitable (as defined by other markets) for a middle class family? Or are you going to be living in Barrio Logan (I have been there too btw)?

I am sure your knowledge of the area is far superior to mine, no argument here. I am even sure there are a few nice homes here and there, but they are pockets (a mere block or two) in a sea of crap.

So I may have champagne tastes for SD (actually I have a soft spot for micro brews), but for other markets, I am more than easily satisfied at a fraction of the price. I am currently renting a sfr 2 bed 2 bath on a quiet street for 1150. It is mind blowing how cheap it is.

You accuse me of never having set foot in these fictitiously reasonably priced zip codes. But I have been to many inland neighborhoods. (one of my favorite things is to to get off on random exists and get lost trying to go in one general direction) So no, I have not been to Jamul or bonita, but I have been all over South DT, el Cajon, la mesa, a little bit of chula vista , IB, Spring valley, Ramona, escondido, carlsbad. The point is, most of these “affordable neighborhoods” I would not want my wife to go for a run before sunrise or after dark. I would give my kids a video game instead of a bicycle (and I hate video games).

300k is a lot of money, And in most markets, it buys you a lot of house in a nice neighborhood.[/quote]

Please let me know where $300k in L.A. will get you a SFH…

[CafeMoto]

Doooh, my two cents is that its too soon to pull out. if you are burnt out take more vacations. you said it: that you’d be walking away from potentially years of good earning. unless you have some windfall coming I think you are going to want this money someday. all of us get tired of working. I too think this is a great question you are raising (dream of mine also) but I would advise against it.

[CafeMoto]

Doooh, my two cents is that its too soon to pull out. if you are burnt out take more vacations. you said it: that you’d be walking away from potentially years of good earning. unless you have some windfall coming I think you are going to want this money someday. all of us get tired of working. I too think this is a great question you are raising (dream of mine also) but I would advise against it.

[CafeMoto]

Doooh, my two cents is that its too soon to pull out. if you are burnt out take more vacations. you said it: that you’d be walking away from potentially years of good earning. unless you have some windfall coming I think you are going to want this money someday. all of us get tired of working. I too think this is a great question you are raising (dream of mine also) but I would advise against it.

[CafeMoto]

Doooh, my two cents is that its too soon to pull out. if you are burnt out take more vacations. you said it: that you’d be walking away from potentially years of good earning. unless you have some windfall coming I think you are going to want this money someday. all of us get tired of working. I too think this is a great question you are raising (dream of mine also) but I would advise against it.

[CafeMoto]

Doooh, my two cents is that its too soon to pull out. if you are burnt out take more vacations. you said it: that you’d be walking away from potentially years of good earning. unless you have some windfall coming I think you are going to want this money someday. all of us get tired of working. I too think this is a great question you are raising (dream of mine also) but I would advise against it.

[jpinpb]

[quote=sdrealtor]New Mexico is beautiful but I beleive it has the highest percentage of people on public assistance in the country. I have a client who came from there. Its not just the cold winters but the winds that blow all year. They described it as getting sandblasted all Summer.[/quote]
[quote=bearishgurl]
Yes, jp, NM is part of “God’s Country.” I drove thru there again this last July and there was heavy fog and SNOW falling in the mtns about 45 miles east of ABQ![/quote]

As I said, last time I was in Taos was 10 years ago, around September/October. No wind. No snow even (I was hoping to ski). Though it was cold, the sun was blazing.
I did not find that people were poor. People definitely figure out ways to get off the grid: solar, wind, septic on acres of land people own doing their own farming and many are in a cooperative.

Very different from California and you have to really want to live a simple life.

[jpinpb]

[quote=sdrealtor]New Mexico is beautiful but I beleive it has the highest percentage of people on public assistance in the country. I have a client who came from there. Its not just the cold winters but the winds that blow all year. They described it as getting sandblasted all Summer.[/quote]
[quote=bearishgurl]
Yes, jp, NM is part of “God’s Country.” I drove thru there again this last July and there was heavy fog and SNOW falling in the mtns about 45 miles east of ABQ![/quote]

As I said, last time I was in Taos was 10 years ago, around September/October. No wind. No snow even (I was hoping to ski). Though it was cold, the sun was blazing.
I did not find that people were poor. People definitely figure out ways to get off the grid: solar, wind, septic on acres of land people own doing their own farming and many are in a cooperative.

Very different from California and you have to really want to live a simple life.

[jpinpb]

[quote=sdrealtor]New Mexico is beautiful but I beleive it has the highest percentage of people on public assistance in the country. I have a client who came from there. Its not just the cold winters but the winds that blow all year. They described it as getting sandblasted all Summer.[/quote]
[quote=bearishgurl]
Yes, jp, NM is part of “God’s Country.” I drove thru there again this last July and there was heavy fog and SNOW falling in the mtns about 45 miles east of ABQ![/quote]

As I said, last time I was in Taos was 10 years ago, around September/October. No wind. No snow even (I was hoping to ski). Though it was cold, the sun was blazing.
I did not find that people were poor. People definitely figure out ways to get off the grid: solar, wind, septic on acres of land people own doing their own farming and many are in a cooperative.

Very different from California and you have to really want to live a simple life.

[jpinpb]

[quote=sdrealtor]New Mexico is beautiful but I beleive it has the highest percentage of people on public assistance in the country. I have a client who came from there. Its not just the cold winters but the winds that blow all year. They described it as getting sandblasted all Summer.[/quote]
[quote=bearishgurl]
Yes, jp, NM is part of “God’s Country.” I drove thru there again this last July and there was heavy fog and SNOW falling in the mtns about 45 miles east of ABQ![/quote]

As I said, last time I was in Taos was 10 years ago, around September/October. No wind. No snow even (I was hoping to ski). Though it was cold, the sun was blazing.
I did not find that people were poor. People definitely figure out ways to get off the grid: solar, wind, septic on acres of land people own doing their own farming and many are in a cooperative.

Very different from California and you have to really want to live a simple life.

[jpinpb]

[quote=sdrealtor]New Mexico is beautiful but I beleive it has the highest percentage of people on public assistance in the country. I have a client who came from there. Its not just the cold winters but the winds that blow all year. They described it as getting sandblasted all Summer.[/quote]
[quote=bearishgurl]
Yes, jp, NM is part of “God’s Country.” I drove thru there again this last July and there was heavy fog and SNOW falling in the mtns about 45 miles east of ABQ![/quote]

As I said, last time I was in Taos was 10 years ago, around September/October. No wind. No snow even (I was hoping to ski). Though it was cold, the sun was blazing.
I did not find that people were poor. People definitely figure out ways to get off the grid: solar, wind, septic on acres of land people own doing their own farming and many are in a cooperative.

Very different from California and you have to really want to live a simple life.

[ctr70]

There are a LOT of areas in SD County with SFR’s <$250k. But they are not in the most desirable areas. They are not in areas that most people that live by the beach have probably ever been. You can get a totally rehabbed 3/2 1,200-1,500sf house built between the 1940's to 1970's for about $250k, and a 3/2 fixer for say $210k in these areas. -El Cajon -Santee -Lakeside -Old Chula Vista -Paradise Hills -Lemon Grove -Spring Valley -National City -Encanto -City Heights -SE San Diego -Oceanside -Vista -Escondido -San Ysidro -Many parts of the College area There are all more working class, blue collar areas. If you want to get into a white collar area with the very top schools, yes it is going to be $350,000 on the very, very low end for a fixer and more like $500,000 for a fixed up house. You can get condo's pretty much ANYWHERE for $250k or less. Even in places like Carlsbad, Scripps Ranch, Rancho Bernardo, Point Loma, PB, etc... And that is even 3/2 condos!

[ctr70]

There are a LOT of areas in SD County with SFR’s <$250k. But they are not in the most desirable areas. They are not in areas that most people that live by the beach have probably ever been. You can get a totally rehabbed 3/2 1,200-1,500sf house built between the 1940's to 1970's for about $250k, and a 3/2 fixer for say $210k in these areas. -El Cajon -Santee -Lakeside -Old Chula Vista -Paradise Hills -Lemon Grove -Spring Valley -National City -Encanto -City Heights -SE San Diego -Oceanside -Vista -Escondido -San Ysidro -Many parts of the College area There are all more working class, blue collar areas. If you want to get into a white collar area with the very top schools, yes it is going to be $350,000 on the very, very low end for a fixer and more like $500,000 for a fixed up house. You can get condo's pretty much ANYWHERE for $250k or less. Even in places like Carlsbad, Scripps Ranch, Rancho Bernardo, Point Loma, PB, etc... And that is even 3/2 condos!

[ctr70]

There are a LOT of areas in SD County with SFR’s <$250k. But they are not in the most desirable areas. They are not in areas that most people that live by the beach have probably ever been. You can get a totally rehabbed 3/2 1,200-1,500sf house built between the 1940's to 1970's for about $250k, and a 3/2 fixer for say $210k in these areas. -El Cajon -Santee -Lakeside -Old Chula Vista -Paradise Hills -Lemon Grove -Spring Valley -National City -Encanto -City Heights -SE San Diego -Oceanside -Vista -Escondido -San Ysidro -Many parts of the College area There are all more working class, blue collar areas. If you want to get into a white collar area with the very top schools, yes it is going to be $350,000 on the very, very low end for a fixer and more like $500,000 for a fixed up house. You can get condo's pretty much ANYWHERE for $250k or less. Even in places like Carlsbad, Scripps Ranch, Rancho Bernardo, Point Loma, PB, etc... And that is even 3/2 condos!

[ctr70]

There are a LOT of areas in SD County with SFR’s <$250k. But they are not in the most desirable areas. They are not in areas that most people that live by the beach have probably ever been. You can get a totally rehabbed 3/2 1,200-1,500sf house built between the 1940's to 1970's for about $250k, and a 3/2 fixer for say $210k in these areas. -El Cajon -Santee -Lakeside -Old Chula Vista -Paradise Hills -Lemon Grove -Spring Valley -National City -Encanto -City Heights -SE San Diego -Oceanside -Vista -Escondido -San Ysidro -Many parts of the College area There are all more working class, blue collar areas. If you want to get into a white collar area with the very top schools, yes it is going to be $350,000 on the very, very low end for a fixer and more like $500,000 for a fixed up house. You can get condo's pretty much ANYWHERE for $250k or less. Even in places like Carlsbad, Scripps Ranch, Rancho Bernardo, Point Loma, PB, etc... And that is even 3/2 condos!

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