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  • October 7, 2010 at 10:23 AM #615208
    as
    Participant

    Thanks, guys.

    I just called Amerisave and the guy offered 3.625% for 15-year fixed at no points, no cost. Did sb. mention amerisave is not good on this board? I don’t remember which company sb. mentioned before that is not good. Anybody here has dealed with them before?

    Flu, you are probably right. It seems 15-year fixed will be 3.5%.

    Thanks again, guys.

    October 7, 2010 at 10:59 AM #614175
    Coronita
    Participant

    [quote=as]A loan officer offered me 15-year fixed for 3.75%. The total interest I will be paying is about 218k. If I do 4.25% for 30 year fixed, my total interest will be 494k. Between 15y and 30y, total interest saving will be about 276k.
    Do you guys think it will go down to 3.5% for 15-year loan? Any suggestion? THX.[/quote]

    It already has…
    http://aerofcu.mortgagewebcenter.com/Default.asp?bhcp=1

    October 7, 2010 at 10:59 AM #614259
    Coronita
    Participant

    [quote=as]A loan officer offered me 15-year fixed for 3.75%. The total interest I will be paying is about 218k. If I do 4.25% for 30 year fixed, my total interest will be 494k. Between 15y and 30y, total interest saving will be about 276k.
    Do you guys think it will go down to 3.5% for 15-year loan? Any suggestion? THX.[/quote]

    It already has…
    http://aerofcu.mortgagewebcenter.com/Default.asp?bhcp=1

    October 7, 2010 at 10:59 AM #614805
    Coronita
    Participant

    [quote=as]A loan officer offered me 15-year fixed for 3.75%. The total interest I will be paying is about 218k. If I do 4.25% for 30 year fixed, my total interest will be 494k. Between 15y and 30y, total interest saving will be about 276k.
    Do you guys think it will go down to 3.5% for 15-year loan? Any suggestion? THX.[/quote]

    It already has…
    http://aerofcu.mortgagewebcenter.com/Default.asp?bhcp=1

    October 7, 2010 at 10:59 AM #614920
    Coronita
    Participant

    [quote=as]A loan officer offered me 15-year fixed for 3.75%. The total interest I will be paying is about 218k. If I do 4.25% for 30 year fixed, my total interest will be 494k. Between 15y and 30y, total interest saving will be about 276k.
    Do you guys think it will go down to 3.5% for 15-year loan? Any suggestion? THX.[/quote]

    It already has…
    http://aerofcu.mortgagewebcenter.com/Default.asp?bhcp=1

    October 7, 2010 at 10:59 AM #615228
    Coronita
    Participant

    [quote=as]A loan officer offered me 15-year fixed for 3.75%. The total interest I will be paying is about 218k. If I do 4.25% for 30 year fixed, my total interest will be 494k. Between 15y and 30y, total interest saving will be about 276k.
    Do you guys think it will go down to 3.5% for 15-year loan? Any suggestion? THX.[/quote]

    It already has…
    http://aerofcu.mortgagewebcenter.com/Default.asp?bhcp=1

    October 7, 2010 at 11:02 AM #614180
    Coronita
    Participant

    [quote=as]Thanks, guys.

    I just called Amerisave and the guy offered 3.625% for 15-year fixed at no points, no cost. Did sb. mention amerisave is not good on this board? I don’t remember which company sb. mentioned before that is not good. Anybody here has dealed with them before?

    Flu, you are probably right. It seems 15-year fixed will be 3.5%.

    Thanks again, guys.[/quote]

    Amerisave is mixed reviews. The issue with them is I believe you have to pay some fees up front, even if you don’t end up locking…. Check out some of the consumer complaint boards. I’d talk to HLS if you don’t have a broker friend already.

    October 7, 2010 at 11:02 AM #614264
    Coronita
    Participant

    [quote=as]Thanks, guys.

    I just called Amerisave and the guy offered 3.625% for 15-year fixed at no points, no cost. Did sb. mention amerisave is not good on this board? I don’t remember which company sb. mentioned before that is not good. Anybody here has dealed with them before?

    Flu, you are probably right. It seems 15-year fixed will be 3.5%.

    Thanks again, guys.[/quote]

    Amerisave is mixed reviews. The issue with them is I believe you have to pay some fees up front, even if you don’t end up locking…. Check out some of the consumer complaint boards. I’d talk to HLS if you don’t have a broker friend already.

    October 7, 2010 at 11:02 AM #614810
    Coronita
    Participant

    [quote=as]Thanks, guys.

    I just called Amerisave and the guy offered 3.625% for 15-year fixed at no points, no cost. Did sb. mention amerisave is not good on this board? I don’t remember which company sb. mentioned before that is not good. Anybody here has dealed with them before?

    Flu, you are probably right. It seems 15-year fixed will be 3.5%.

    Thanks again, guys.[/quote]

    Amerisave is mixed reviews. The issue with them is I believe you have to pay some fees up front, even if you don’t end up locking…. Check out some of the consumer complaint boards. I’d talk to HLS if you don’t have a broker friend already.

    October 7, 2010 at 11:02 AM #614925
    Coronita
    Participant

    [quote=as]Thanks, guys.

    I just called Amerisave and the guy offered 3.625% for 15-year fixed at no points, no cost. Did sb. mention amerisave is not good on this board? I don’t remember which company sb. mentioned before that is not good. Anybody here has dealed with them before?

    Flu, you are probably right. It seems 15-year fixed will be 3.5%.

    Thanks again, guys.[/quote]

    Amerisave is mixed reviews. The issue with them is I believe you have to pay some fees up front, even if you don’t end up locking…. Check out some of the consumer complaint boards. I’d talk to HLS if you don’t have a broker friend already.

    October 7, 2010 at 11:02 AM #615233
    Coronita
    Participant

    [quote=as]Thanks, guys.

    I just called Amerisave and the guy offered 3.625% for 15-year fixed at no points, no cost. Did sb. mention amerisave is not good on this board? I don’t remember which company sb. mentioned before that is not good. Anybody here has dealed with them before?

    Flu, you are probably right. It seems 15-year fixed will be 3.5%.

    Thanks again, guys.[/quote]

    Amerisave is mixed reviews. The issue with them is I believe you have to pay some fees up front, even if you don’t end up locking…. Check out some of the consumer complaint boards. I’d talk to HLS if you don’t have a broker friend already.

    October 7, 2010 at 11:03 AM #614184
    Coronita
    Participant

    The funny thing is I see on that countries are racing to devalue their currency…Lol…. Literally a race to the bottom.

    October 7, 2010 at 11:03 AM #614269
    Coronita
    Participant

    The funny thing is I see on that countries are racing to devalue their currency…Lol…. Literally a race to the bottom.

    October 7, 2010 at 11:03 AM #614815
    Coronita
    Participant

    The funny thing is I see on that countries are racing to devalue their currency…Lol…. Literally a race to the bottom.

    October 7, 2010 at 11:03 AM #614929
    Coronita
    Participant

    The funny thing is I see on that countries are racing to devalue their currency…Lol…. Literally a race to the bottom.

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