Your playing with 60K. Many mutual fund companies start to offer break points at 50K. Wonder how you would do if you picked a good solid index mutual funds and just dollar cost averaged into it for the next 3 to 5 years. Wonder how this would compare to your timing. It may be fairly boring but over the long haul it has proven to beat 90% of the market timers. Your a math guy, probability says your system is going to work against you.
