You say you can afford it, but you’re worried about what are mostly incidentals? I’ll admit that things like landscaping can be expensive, but if that’s an issue for you, why are you looking at $1.1 million dollar homes? You say you can afford it, but sure doesn’t “sound” like it…
No offense as I’m sure you’re a nice person, but step back and think what you’re asking (and read what you wrote). If these are your concerns, at least drop your price range a few hundred kilobucks.
And your first home purchase no less? Most people don’t start at a million-plus.