You need to get your house appraised. Ask Bugs for a referral in LA.
Then, you need to talk to an RE professional in your area – one who has been in business 20 years, and seen the cycles come and go. Ask the professionals what to do. You will get answers.
Pretty much everyone on is this board has been on here for 2-3 years, and now that we are getting requests from people like you I have to say, we are just getting irritated. We all found this board because people like you were doing stupid things, and we couldn’t believe what was happening in the RE world.
I wish you luck. The sooner you make some decisions either way, the sooner you can get on with your life. Talk to professionals. Treat it like you’ve just been medically diagnosed with cancer and the outlook is not good. What would you do? Get second opinions? Ask for the country’s top specialists? Seek alternative, creative treatments? Change your diet and exercise habits?