You might be right, but I think that 15% living well will really be 5% or less.
With 15%, it’s probably doable. As that 15% falls to 10% or 5% or less, at which point isn’t it.
The living waged in EU are pretty good, but let’s be honest, Spain, Italy, Greece, looking a lot like a house of cards, Germany looking pretty good. France? Looking a lot like the PIGS if you’re young or an immigrant, looking like Germany, if you’re employed and older.