Yes, yes… The Mensa-member slick grey suits with MBA’s and PHD’s employed at those pimp jobs at Moody’s, S&P, and Fitch must have been ginormously exuberant eternal optimists (which could be the main recruitment requirement for their pimp jobs.) Not a single one of them was a doom and gloomer -until a few days ago when it was made clear to them that real estate does not always go up, up to the blue-sky stratosphere.