Yes this is the third time in the last few years it’s been there, we are a few bad days from a new recent low. The last couple of times there were screams for the fed to act but the fed is out of bullets and may be going the other way as far as rates. The warnings of bailing out wallstreet on the backs of consumers and inflation are now a reality, felt at the pumps and the grocery store. I think things will head lower because there is nobody to save it, we will just have to wait and see. I can’t brag about how much I’ve lost or made, I shred my statements before opening them these days, I’d prefer not to know right now but even I can tell the index funds aren’t doing well. Thank god for dollar cost averaging.