Yes JWM I am not backing off my claim. There is alot of money out there.
Show me a post where I said anything about changing any DTI figures at all. Also show me any post I made where I said that the amount of money people have would change the secular direction of the market.
You see, what you seem to do is pick up something I said, or pick up the tenor of a post I may have made and then take it into a different context. Please go ahead and find the contexts as to where I posted about the amount of money and downpayments that people had. If I do recall, I also posted factual downpayments straight from tax rolls. Similarly I also posted alot of the discussion about the money that people had in RESPONSE to posts and threads where other posters OPENLY wondered “How can anyone come up with x$ for a downpayment?” Finally if I also recall, my posts on this subject were much more on the topic about warning people not to gauge what others can make, or can afford based on your own world.
