Home › Forums › Closed Forums › Buying and Selling RE › 3.75 vs 4.00 › Yeah, I don’t quite get what
Yeah, I don’t quite get what the issue is. If you want to refinance, you can either get a loan with no out of pocket payments with rate X or if you want to pay closing costs and points, you can get rate Y where Y is less than X.
There’s nothing deceptive about this.