Yea well, math mistake on my

[no_such_reality]

Yea well, math mistake on my part too.

I’m talking marginal. He’d have to be close to the bottom limit on the MAGI to get below the $151K and that’ll shave 3% off the Fed rate.

I doubt they drop their AGI below $103K to get under the 9.3% Cali rate.

So maybe 34.3%

Either way, and even at the much lower 29%, getting a zero risk 29% return would make most fund managers drool.