WH,,
Sounds like you got some great advice there…
Did you get one of those expensive “no cost loans” ?
Did they tell you that your rate could have been under 5% fixed for 30 years ?
That with the exact same amount of cash that you used you could be in a MUCH better loan, fixed for 30 years and you could be saving tens of thousands of dollars over the life of the loan ??
I just signed a borrower with 40% down on a 4.875% NOO purchase.