Where is your part in all of this sandiego? If I understand properly you are already losing your down payment too? 2003 wasn’t such a great time to put a lot of money down on a downtown condo I guess.Did you get the 45% equity you once had from your own capital investment? The appreciation that happened after that is because of bad choices by banks like Countrywide and by your neighbors. So effectively any hole you got yourself into your did it yourself. Am I missing something?
I do’t care about the staying or walking part I just can’t see justifying the decision by the mistakes other people made.