When you hire someone to mow your lawn, it makes ending up with a cut lawn cut pretty easy. I don’t think hiring a financial planner makes reaching objectives any easier unless you don’t know how to create objectives. If your troubles are discipline related, then you can hire a disciplinarian for much cheaper. Saving money should be pretty easy, it requires you do nothing, nothing that costs money ;} Doing nothing with money though I guess is pretty hard.. but if you have a plan and you’re not hitting your targets, you probably only need to adjust/refine the plan or your level of discipline. It doesn’t seem like you need a FP for a basic/personal plan but maybe a drills sargent could help :} I think focusing on either discipline or plan results versus any temptations for a magic bullet will help alot – just reflecting my own experiences. One of the area I do business frequently has newcomers many who will ask “how much money can I make if I do X?” They usually dissappear shortly after.. the ones that don’t ask that question and just try their hardest seem to end up on a better track.
