What will make you sicker is if that if you leave it up to enough politicians, they'll try to make YOU the saver/financially responsible PAY for their mistakes by redistributing wealth and assets. Take a look at who's running for prez. And read all about.
My point is that I feel sorry for anyone who didn't start saving early because it sure builds up slow. Our deposits to IRA / Roth have always been considered priority and I can assure you we have never driven anything like a BMW or thought we could buy a house in Irvine.
Actually, I don't really feel sorry. I can't count how many times when I talked to people who mentioned about how they didn't participate in some 401k plan of some sort, the number of excuses that they say. (It's a scam, you lose money in it, I can do better if I save myself, blah blah blah blah). A lot of people are over-confident in financial self discipline, and very few want to admit that they need those plans to force them to save.
