What is it with people on here being so against any debt?
Debt only makes sense if you get a higher return than the interest on the debt. If one is planning to start their own law firm, I’m not convinced that having gone to Harvard vs Rutgers law school is such a big advantage.
Having seed money from family and being debt-free are advantages, on the other hand. Law school and the bar exam are essentially a path to enter a professional guild.