WFB, like I said, everyone have a different definition of comfortable. I max out 401k & IRA too. But I don’t count those as saving since I can’t touch those until I’m 59.5. So, to me, saving is cash on hand. To me, $500/month saving is too little. But that’s just me. If I make that much, I’d expect my self to be saving at least $3-4k/month.