We’re not much of a price shopper for insurance, if we find a good company we stay with them. Which is why we were with AAA for auto insurance forever.
That is, until our car purchase last year. It was an expensive car, granted, but they insured us immediately then put the car on a “pending” list. I called and asked what that was and they said it hadn’t received final approval but I was covered in the interim. It was like that for a month before I lost my patience and started calling around.
Turns out that, by transferring auto insurance over to who held our home insurance (Liberty Mutual), I could get the house, cars, earthquake, AND umbrella insurance and still pocket $800/year over what I was paying before. AAA was putting the screws to us! Or maybe I’m talking too soon and LM will jack up the rates when we renew in a couple of months. We’ll see. I will say this: the LM agent was a pleasure to work with. We’ll see if that is true if we ever have to file a claim. 🙂
