Well the hypothetical 350k was aimed at a goal of scarlett’s family being able to pay the mortgage with one income Which she agreed would be a good goal. I don’t think it is unrealistic and at the it could be too much for that house.I didn’t really put that much thought into it. It can be done. However, if you are going to lose your house because of 150k then that has a significance well beyond the appearance of the deal. Reminds me of what bugs used to say; “It’s not what you can buy, it’s what you can keep”.