Well thanks Rustico, I guess I wasn’t looking on the bright side, silly me. I won a beer bet over who would find the first 50% off S. Temecula home, I guess I’m the luckiest guy in the world and all my research has totally paid off. Instead of my $900 mortgage payment I can always enjoy my free beer and rent one of these in the same tract for double what buying would cost me (rough estimate that the tax break washes out taxes and insurance).