Well SD Realtor got it covered pretty thoroughly. Basic takeaway is this – areas south of 92121 are ok but old. Areas north of 92121 are nice but extremely expensive. It gets somewhat cheaper as you go further north, but by the time you get to affordable areas, your rush hour commute reaches 45 min one-way. Everything within 5 miles of the coast carries a hefty premium. You have to look inland from 92121 to find an affordable house.
