We really need a lot more info before giving you much advice. What is the neighborhood like? Are you in it for the cash flow or is there much appreciation potential? Rent control? Are you ready to become a landlord–handyman skills, thick skin, flexible hours, legal savvy, detail oriented? A lot of newbies underestimate the job.
In your favor is today’s remarkably low interest rate environment, especially as an owner-occupier of 1-4 units. The rate jumps for apts of 5 or more units, giving you a competitive advantage.
