We have kids and would

[permabear]

We have kids and would consider MH or PL – have looked there in the past. But this discussion is neglecting home size. $625k gets you 2300 sq ft in Scripps:

http://www.redfin.com/CA/San-Diego/10444-Woodchuck-Pt-92131/home/4812739

Whereas $625k in Mission Hills gets you 1500 sq ft:

http://www.redfin.com/CA/San-Diego/3541-Curlew-St-92103/home/5373154

Then, families see a 9 API for Scripps High and award-winning elementary schools, and it’s not much of a comparison.