We had it until my husband added seismic retrofits to the house. Our house was built in the 60’s and the codes have changed since then. He added additional diagonal bracing, reinforced the weight load of the brick surrounding our fireplace. Added additional strapping between the 2nd and 1st floor. Added more sill to foundation bolts, Added more shear walls (replace sheet rock with plywood). And stiffened all the corners of the house.
When he was done with all that, we canceled the policy.