[quote=waiting for bottom]My wife and I have $150K with one bank. From what I read, as long as they are joint accounts we are covered to $200K. Is this correct? Any tips and how to make sure I am bulletproof (other than putting the cash in my mattress)?[/quote]
You better double and triple check that fact. Better to even get something in writing from the bank (or print from FDIC literature) rather than some verbal promises.