Urban the two I have had with Wells were Wells Fargo Mortgage.
sdr I I have not had any luck with CW but that has been strictly as a selling agent. It has been rather nightmarish. In those cases it seems more like the listing agent has thrown in the towel then anything else.
I have had a few offers in for short sales to Battiata and the results have been abysmal, more likely because of his office then the lender but that is speculative.
Another thing that nobody has touched on at all has been the tax liability issues. FLU posted on this awhile ago and I responded by discussing the Debt Forgiveness act. However when one really scrutinizes the Debt Forgiveness Act there is not nearly as much protection as you think there is.