54 months is an awfully long time for a 2.65% rate imho.[/quote]
I don’t disagree. But it’s only tied up if I’m unwilling to forfeit interest. In other words – its as liquid as I need it to be – in case something else comes along.
As I said – this is my “emergency fund” money… needs to be available if I need it. Needs to have principal protected. And the savings account rates and money market rates are WAAAY more suckful. I had it in a 4.5% cd that expired. I was sad when that expired.[/quote]
Ah…I see. I just think it’s a sad state of affairs when cash back from your Costco Amex earns more than how much your CD returns…
Maybe that’s the plan…The more we charge, the more we earn!!!!
LOL…Meanwhile, CC companies still charge like 18-25% APR????Go figure….
