[quote=threadkiller]How about a major earthquake in CA! I think most people complain about taxes. but don’t really plan based on them atleast not long term. Otherwise everybody would be cashing out there 401K’s right now. Taxes are going to rise,that’s a given and with no good news economically I would say the odds are the market will be down this time next year.[/quote]
If it’s really long term, I don’t think people will be doing much with their 401k since over 30-40 years, you will have plenty of changes in tax policy to make adjustments as needed.
Taxes are pretty low now, but folks tapping 401k money at their marginal rate isn’t a sure thing.
