This may be the beginning of an interesting trend. Either supply landlord with addn’l insured or purchase a rider from landlord.
Balboa asked if there was any incentive to name them addn’l insured, I think not. Plus there is a cost (~100 ish) to add someone/company as an addn’l insured on your policy.
As Xbox mentioned owner is offloading some of the cost to you. At the same time, having access to a much larger pool of money for liability.
Wonder if owner/lawyer is a plaintiff attny? Again, another interesting angle.
Can’t see this as a trend for all properties, just higher end I’m guessing.
